Call report 2023Q3
GRANITE BANK — 2023Q3
The 22 measures GRANITE BANK reported to the FFIEC for 2023Q3, each linked to its source filing.
Balance sheet
What the bank holds and owes at quarter end
| Measure | Value | Unit | Source |
|---|---|---|---|
| Total assets | 278,120,000 | USD | evidence → |
| Total loans | 244,136,000 | USD | evidence → |
| Allowance for loan losses | 1,614,000 | USD | evidence → |
| Securities available for sale | 13,794,000 | USD | evidence → |
| Securities held to maturity | 2,923,000 | USD | evidence → |
| Trading assets | 0 | USD | evidence → |
| Total deposits | 225,690,000 | USD | evidence → |
| Interest-bearing deposits | 157,026,000 | USD | evidence → |
| Noninterest-bearing deposits | 68,664,000 | USD | evidence → |
| Equity capital | 25,510,000 | USD | evidence → |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | Value | Unit | Source |
|---|---|---|---|
| Interest income | 10,788,000 | USD | evidence → |
| Interest expense | 2,968,000 | USD | evidence → |
| Net interest income | 7,820,000 | USD | evidence → |
| Noninterest income | 1,137,000 | USD | evidence → |
| Noninterest expense | 7,109,000 | USD | evidence → |
| Provision for loan losses | 75,000 | USD | evidence → |
| Pretax income | 1,773,000 | USD | evidence → |
| Income tax | 488,000 | USD | evidence → |
| Net income | 1,285,000 | USD | evidence → |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | Value | Unit | Source |
|---|---|---|---|
| Tier 1 capital | 23,329,000 | USD | evidence → |
| Total capital | 24,977,000 | USD | evidence → |
| Risk-weighted assets | 231,362,000 | USD | evidence → |