Call report 2023Q2
GRANITE BANK — 2023Q2
The 22 measures GRANITE BANK reported to the FFIEC for 2023Q2, each linked to its source filing.
Balance sheet
What the bank holds and owes at quarter end
| Measure | Value | Unit | Source |
|---|---|---|---|
| Total assets | 269,731,000 | USD | evidence → |
| Total loans | 233,012,000 | USD | evidence → |
| Allowance for loan losses | 1,584,000 | USD | evidence → |
| Securities available for sale | 14,133,000 | USD | evidence → |
| Securities held to maturity | 3,019,000 | USD | evidence → |
| Trading assets | 0 | USD | evidence → |
| Total deposits | 211,643,000 | USD | evidence → |
| Interest-bearing deposits | 143,889,000 | USD | evidence → |
| Noninterest-bearing deposits | 67,754,000 | USD | evidence → |
| Equity capital | 24,034,000 | USD | evidence → |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | Value | Unit | Source |
|---|---|---|---|
| Interest income | 6,520,000 | USD | evidence → |
| Interest expense | 1,603,000 | USD | evidence → |
| Net interest income | 4,917,000 | USD | evidence → |
| Noninterest income | 604,000 | USD | evidence → |
| Noninterest expense | 4,289,000 | USD | evidence → |
| Provision for loan losses | 45,000 | USD | evidence → |
| Pretax income | 1,187,000 | USD | evidence → |
| Income tax | 331,000 | USD | evidence → |
| Net income | 856,000 | USD | evidence → |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | Value | Unit | Source |
|---|---|---|---|
| Tier 1 capital | 21,576,000 | USD | evidence → |
| Total capital | 23,194,000 | USD | evidence → |
| Risk-weighted assets | 213,979,000 | USD | evidence → |