Call report 2023Q1
COMMERCIAL SAVINGS BANK — 2023Q1
The 22 measures COMMERCIAL SAVINGS BANK reported to the FFIEC for 2023Q1, each linked to its source filing.
Balance sheet
What the bank holds and owes at quarter end
| Measure | Value | Unit | Source |
|---|---|---|---|
| Total assets | 266,343,000 | USD | evidence → |
| Total loans | 179,237,000 | USD | evidence → |
| Allowance for loan losses | 1,871,000 | USD | evidence → |
| Securities available for sale | 60,461,000 | USD | evidence → |
| Securities held to maturity | 0 | USD | evidence → |
| Trading assets | 0 | USD | evidence → |
| Total deposits | 232,973,000 | USD | evidence → |
| Interest-bearing deposits | 184,719,000 | USD | evidence → |
| Noninterest-bearing deposits | 48,254,000 | USD | evidence → |
| Equity capital | 16,577,000 | USD | evidence → |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | Value | Unit | Source |
|---|---|---|---|
| Interest income | 2,464,000 | USD | evidence → |
| Interest expense | 710,000 | USD | evidence → |
| Net interest income | 1,754,000 | USD | evidence → |
| Noninterest income | 122,000 | USD | evidence → |
| Noninterest expense | 972,000 | USD | evidence → |
| Provision for loan losses | 21,000 | USD | evidence → |
| Pretax income | 896,000 | USD | evidence → |
| Income tax | 45,000 | USD | evidence → |
| Net income | 851,000 | USD | evidence → |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | Value | Unit | Source |
|---|---|---|---|
| Tier 1 capital | 21,210,000 | USD | evidence → |
| Total capital | 23,081,000 | USD | evidence → |
| Risk-weighted assets | 160,205,000 | USD | evidence → |