Call report 2022Q4
COMMERCIAL SAVINGS BANK — 2022Q4
The 22 measures COMMERCIAL SAVINGS BANK reported to the FFIEC for 2022Q4, each linked to its source filing.
Balance sheet
What the bank holds and owes at quarter end
| Measure | Value | Unit | Source |
|---|---|---|---|
| Total assets | 261,097,000 | USD | evidence → |
| Total loans | 176,962,000 | USD | evidence → |
| Allowance for loan losses | 1,858,000 | USD | evidence → |
| Securities available for sale | 59,823,000 | USD | evidence → |
| Securities held to maturity | 0 | USD | evidence → |
| Trading assets | 0 | USD | evidence → |
| Total deposits | 226,928,000 | USD | evidence → |
| Interest-bearing deposits | 177,779,000 | USD | evidence → |
| Noninterest-bearing deposits | 49,149,000 | USD | evidence → |
| Equity capital | 14,978,000 | USD | evidence → |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | Value | Unit | Source |
|---|---|---|---|
| Interest income | 8,057,000 | USD | evidence → |
| Interest expense | 1,204,000 | USD | evidence → |
| Net interest income | 6,853,000 | USD | evidence → |
| Noninterest income | 546,000 | USD | evidence → |
| Noninterest expense | 4,272,000 | USD | evidence → |
| Provision for loan losses | 84,000 | USD | evidence → |
| Pretax income | 3,061,000 | USD | evidence → |
| Income tax | 150,000 | USD | evidence → |
| Net income | 2,911,000 | USD | evidence → |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | Value | Unit | Source |
|---|---|---|---|
| Tier 1 capital | 20,358,000 | USD | evidence → |
| Total capital | 22,216,000 | USD | evidence → |
| Risk-weighted assets | 156,718,000 | USD | evidence → |