Call report 2014Q3
WEST MICHIGAN BANK & TRUST — 2014Q3
The 22 measures WEST MICHIGAN BANK & TRUST reported to the FFIEC for 2014Q3, each linked to its source filing.
Balance sheet
What the bank holds and owes at quarter end
| Measure | Value | Unit | Source |
|---|---|---|---|
| Total assets | 46,725,000 | USD | evidence → |
| Total loans | 11,023,000 | USD | evidence → |
| Allowance for loan losses | 170,000 | USD | evidence → |
| Securities available for sale | 27,522,000 | USD | evidence → |
| Securities held to maturity | 861,000 | USD | evidence → |
| Trading assets | 0 | USD | evidence → |
| Total deposits | 39,616,000 | USD | evidence → |
| Interest-bearing deposits | 36,727,000 | USD | evidence → |
| Noninterest-bearing deposits | 2,889,000 | USD | evidence → |
| Equity capital | 7,077,000 | USD | evidence → |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | Value | Unit | Source |
|---|---|---|---|
| Interest income | 829,000 | USD | evidence → |
| Interest expense | 75,000 | USD | evidence → |
| Net interest income | 754,000 | USD | evidence → |
| Noninterest income | 191,000 | USD | evidence → |
| Noninterest expense | 977,000 | USD | evidence → |
| Provision for loan losses | 0 | USD | evidence → |
| Pretax income | -32,000 | USD | evidence → |
| Income tax | 0 | USD | evidence → |
| Net income | -32,000 | USD | evidence → |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | Value | Unit | Source |
|---|---|---|---|
| Tier 1 capital | 7,854,000 | USD | evidence → |
| Total capital | 8,024,000 | USD | evidence → |
| Risk-weighted assets | 16,139,000 | USD | evidence → |