Call reports 2014
WEST MICHIGAN BANK & TRUST — 2014
What WEST MICHIGAN BANK & TRUST reported to the FFIEC in 2014, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2014Q1 | 2014Q2 | 2014Q3 | 2014Q4 |
|---|---|---|---|---|
| Total assets | 45,538,000 | 46,398,000 | 46,725,000 | 48,176,000 |
| Total loans | 9,747,000 | 11,098,000 | 11,023,000 | 10,992,000 |
| Allowance for loan losses | 177,000 | 170,000 | 170,000 | 170,000 |
| Securities available for sale | 28,543,000 | 28,254,000 | 27,522,000 | 29,325,000 |
| Securities held to maturity | 400,000 | 861,000 | 861,000 | 861,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 38,750,000 | 39,268,000 | 39,616,000 | 41,088,000 |
| Interest-bearing deposits | 36,728,000 | 36,118,000 | 36,727,000 | 37,916,000 |
| Noninterest-bearing deposits | 2,022,000 | 3,150,000 | 2,889,000 | 3,172,000 |
| Equity capital | 6,763,000 | 7,093,000 | 7,077,000 | 7,028,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2014Q1 | 2014Q2 | 2014Q3 | 2014Q4 |
|---|---|---|---|---|
| Interest income | 259,000 | 535,000 | 829,000 | 1,132,000 |
| Interest expense | 24,000 | 48,000 | 75,000 | 100,000 |
| Net interest income | 235,000 | 487,000 | 754,000 | 1,032,000 |
| Noninterest income | 59,000 | 131,000 | 191,000 | 240,000 |
| Noninterest expense | 300,000 | 634,000 | 977,000 | 1,361,000 |
| Provision for loan losses | 0 | 0 | 0 | 0 |
| Pretax income | -6,000 | -16,000 | -32,000 | -89,000 |
| Income tax | 0 | 0 | 0 | 0 |
| Net income | -6,000 | -16,000 | -32,000 | -89,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2014Q1 | 2014Q2 | 2014Q3 | 2014Q4 |
|---|---|---|---|---|
| Tier 1 capital | 7,885,000 | 7,872,000 | 7,854,000 | 7,432,000 |
| Total capital | 8,062,000 | 8,012,000 | 8,024,000 | 7,602,000 |
| Risk-weighted assets | 15,857,000 | 16,077,000 | 16,139,000 | 16,735,000 |
Machine access — free, no API key
Every figure shown here about WEST MICHIGAN BANK & TRUST — 2014 can also be queried live: FACTANKER runs an MCP server at https://factanker.com/mcp (tools: lookup_entity, get_facts, query_template, search_facts) and a REST endpoint at https://factanker.com/api/get_facts. Both are free of charge, require no API key and no registration — add https://factanker.com/mcp as a connector in Claude, ChatGPT or Copilot. Every answer carries its source document and a citation reference. Setup: /quickstart.