Call report 2015Q1
LAKE AREA BANK — 2015Q1
The 22 measures LAKE AREA BANK reported to the FFIEC for 2015Q1, each linked to its source filing.
Balance sheet
What the bank holds and owes at quarter end
| Measure | Value | Unit | Source |
|---|---|---|---|
| Total assets | 275,090,000 | USD | evidence → |
| Total loans | 162,778,000 | USD | evidence → |
| Allowance for loan losses | 4,112,000 | USD | evidence → |
| Securities available for sale | 83,122,000 | USD | evidence → |
| Securities held to maturity | 59,000 | USD | evidence → |
| Trading assets | 0 | USD | evidence → |
| Total deposits | 230,870,000 | USD | evidence → |
| Interest-bearing deposits | 189,403,000 | USD | evidence → |
| Noninterest-bearing deposits | 41,467,000 | USD | evidence → |
| Equity capital | 27,674,000 | USD | evidence → |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | Value | Unit | Source |
|---|---|---|---|
| Interest income | 2,514,000 | USD | evidence → |
| Interest expense | 212,000 | USD | evidence → |
| Net interest income | 2,302,000 | USD | evidence → |
| Noninterest income | 1,021,000 | USD | evidence → |
| Noninterest expense | 2,882,000 | USD | evidence → |
| Provision for loan losses | 150,000 | USD | evidence → |
| Pretax income | 301,000 | USD | evidence → |
| Income tax | 10,000 | USD | evidence → |
| Net income | 291,000 | USD | evidence → |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | Value | Unit | Source |
|---|---|---|---|
| Tier 1 capital | 24,537,000 | USD | evidence → |
| Total capital | 27,079,000 | USD | evidence → |
| Risk-weighted assets | 201,794,000 | USD | evidence → |