Call report 2014Q4
LAKE AREA BANK — 2014Q4
The 22 measures LAKE AREA BANK reported to the FFIEC for 2014Q4, each linked to its source filing.
Balance sheet
What the bank holds and owes at quarter end
| Measure | Value | Unit | Source |
|---|---|---|---|
| Total assets | 267,518,000 | USD | evidence → |
| Total loans | 157,459,000 | USD | evidence → |
| Allowance for loan losses | 3,991,000 | USD | evidence → |
| Securities available for sale | 78,123,000 | USD | evidence → |
| Securities held to maturity | 59,000 | USD | evidence → |
| Trading assets | 0 | USD | evidence → |
| Total deposits | 223,757,000 | USD | evidence → |
| Interest-bearing deposits | 185,124,000 | USD | evidence → |
| Noninterest-bearing deposits | 38,633,000 | USD | evidence → |
| Equity capital | 27,043,000 | USD | evidence → |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | Value | Unit | Source |
|---|---|---|---|
| Interest income | 10,265,000 | USD | evidence → |
| Interest expense | 895,000 | USD | evidence → |
| Net interest income | 9,370,000 | USD | evidence → |
| Noninterest income | 4,946,000 | USD | evidence → |
| Noninterest expense | 12,074,000 | USD | evidence → |
| Provision for loan losses | 530,000 | USD | evidence → |
| Pretax income | 1,849,000 | USD | evidence → |
| Income tax | 14,000 | USD | evidence → |
| Net income | 1,835,000 | USD | evidence → |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | Value | Unit | Source |
|---|---|---|---|
| Tier 1 capital | 23,911,000 | USD | evidence → |
| Total capital | 26,421,000 | USD | evidence → |
| Risk-weighted assets | 199,444,000 | USD | evidence → |