Call report 2012Q4
LAKE AREA BANK — 2012Q4
The 22 measures LAKE AREA BANK reported to the FFIEC for 2012Q4, each linked to its source filing.
Balance sheet
What the bank holds and owes at quarter end
| Measure | Value | Unit | Source |
|---|---|---|---|
| Total assets | 276,313,000 | USD | evidence → |
| Total loans | 179,415,000 | USD | evidence → |
| Allowance for loan losses | 5,187,000 | USD | evidence → |
| Securities available for sale | 55,551,000 | USD | evidence → |
| Securities held to maturity | 300,000 | USD | evidence → |
| Trading assets | 0 | USD | evidence → |
| Total deposits | 240,984,000 | USD | evidence → |
| Interest-bearing deposits | 203,038,000 | USD | evidence → |
| Noninterest-bearing deposits | 37,946,000 | USD | evidence → |
| Equity capital | 25,834,000 | USD | evidence → |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | Value | Unit | Source |
|---|---|---|---|
| Interest income | 11,372,000 | USD | evidence → |
| Interest expense | 1,696,000 | USD | evidence → |
| Net interest income | 9,676,000 | USD | evidence → |
| Noninterest income | 7,293,000 | USD | evidence → |
| Noninterest expense | 13,449,000 | USD | evidence → |
| Provision for loan losses | 4,345,000 | USD | evidence → |
| Pretax income | -635,000 | USD | evidence → |
| Income tax | 5,000 | USD | evidence → |
| Net income | -640,000 | USD | evidence → |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | Value | Unit | Source |
|---|---|---|---|
| Tier 1 capital | 21,988,000 | USD | evidence → |
| Total capital | 24,336,000 | USD | evidence → |
| Risk-weighted assets | 187,015,000 | USD | evidence → |