Call report 2012Q3
LAKE AREA BANK — 2012Q3
The 22 measures LAKE AREA BANK reported to the FFIEC for 2012Q3, each linked to its source filing.
Balance sheet
What the bank holds and owes at quarter end
| Measure | Value | Unit | Source |
|---|---|---|---|
| Total assets | 275,706,000 | USD | evidence → |
| Total loans | 185,978,000 | USD | evidence → |
| Allowance for loan losses | 4,435,000 | USD | evidence → |
| Securities available for sale | 52,689,000 | USD | evidence → |
| Securities held to maturity | 300,000 | USD | evidence → |
| Trading assets | 0 | USD | evidence → |
| Total deposits | 240,641,000 | USD | evidence → |
| Interest-bearing deposits | 203,885,000 | USD | evidence → |
| Noninterest-bearing deposits | 36,756,000 | USD | evidence → |
| Equity capital | 26,156,000 | USD | evidence → |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | Value | Unit | Source |
|---|---|---|---|
| Interest income | 8,572,000 | USD | evidence → |
| Interest expense | 1,322,000 | USD | evidence → |
| Net interest income | 7,250,000 | USD | evidence → |
| Noninterest income | 4,991,000 | USD | evidence → |
| Noninterest expense | 9,817,000 | USD | evidence → |
| Provision for loan losses | 3,255,000 | USD | evidence → |
| Pretax income | -641,000 | USD | evidence → |
| Income tax | 5,000 | USD | evidence → |
| Net income | -646,000 | USD | evidence → |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | Value | Unit | Source |
|---|---|---|---|
| Tier 1 capital | 21,982,000 | USD | evidence → |
| Total capital | 24,435,000 | USD | evidence → |
| Risk-weighted assets | 194,235,000 | USD | evidence → |