Call report 2009Q2
RIDGESTONE BANK — 2009Q2
The 22 measures RIDGESTONE BANK reported to the FFIEC for 2009Q2, each linked to its source filing.
Balance sheet
What the bank holds and owes at quarter end
| Measure | Value | Unit | Source |
|---|---|---|---|
| Total assets | 484,857,000 | USD | evidence → |
| Total loans | 386,789,000 | USD | evidence → |
| Allowance for loan losses | 6,113,000 | USD | evidence → |
| Securities available for sale | 37,684,000 | USD | evidence → |
| Securities held to maturity | 0 | USD | evidence → |
| Trading assets | 0 | USD | evidence → |
| Total deposits | 410,114,000 | USD | evidence → |
| Interest-bearing deposits | 275,892,000 | USD | evidence → |
| Noninterest-bearing deposits | 134,222,000 | USD | evidence → |
| Equity capital | 47,058,000 | USD | evidence → |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | Value | Unit | Source |
|---|---|---|---|
| Interest income | 12,288,000 | USD | evidence → |
| Interest expense | 4,793,000 | USD | evidence → |
| Net interest income | 7,495,000 | USD | evidence → |
| Noninterest income | 4,286,000 | USD | evidence → |
| Noninterest expense | 5,052,000 | USD | evidence → |
| Provision for loan losses | 4,892,000 | USD | evidence → |
| Pretax income | 1,837,000 | USD | evidence → |
| Income tax | 712,000 | USD | evidence → |
| Net income | 1,125,000 | USD | evidence → |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | Value | Unit | Source |
|---|---|---|---|
| Tier 1 capital | 39,887,000 | USD | evidence → |
| Total capital | 45,046,000 | USD | evidence → |
| Risk-weighted assets | 411,649,000 | USD | evidence → |