Call report 2009Q1
RIDGESTONE BANK — 2009Q1
The 22 measures RIDGESTONE BANK reported to the FFIEC for 2009Q1, each linked to its source filing.
Balance sheet
What the bank holds and owes at quarter end
| Measure | Value | Unit | Source |
|---|---|---|---|
| Total assets | 452,925,000 | USD | evidence → |
| Total loans | 397,837,000 | USD | evidence → |
| Allowance for loan losses | 5,898,000 | USD | evidence → |
| Securities available for sale | 29,070,000 | USD | evidence → |
| Securities held to maturity | 0 | USD | evidence → |
| Trading assets | 0 | USD | evidence → |
| Total deposits | 379,737,000 | USD | evidence → |
| Interest-bearing deposits | 268,389,000 | USD | evidence → |
| Noninterest-bearing deposits | 111,348,000 | USD | evidence → |
| Equity capital | 45,824,000 | USD | evidence → |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | Value | Unit | Source |
|---|---|---|---|
| Interest income | 6,055,000 | USD | evidence → |
| Interest expense | 2,501,000 | USD | evidence → |
| Net interest income | 3,554,000 | USD | evidence → |
| Noninterest income | 832,000 | USD | evidence → |
| Noninterest expense | 2,315,000 | USD | evidence → |
| Provision for loan losses | 1,765,000 | USD | evidence → |
| Pretax income | 306,000 | USD | evidence → |
| Income tax | 115,000 | USD | evidence → |
| Net income | 191,000 | USD | evidence → |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | Value | Unit | Source |
|---|---|---|---|
| Tier 1 capital | 39,192,000 | USD | evidence → |
| Total capital | 44,158,000 | USD | evidence → |
| Risk-weighted assets | 396,325,000 | USD | evidence → |