Call report 2025Q4
EXCHANGE BANK & TRUST — 2025Q4
The 22 measures EXCHANGE BANK & TRUST reported to the FFIEC for 2025Q4, each linked to its source filing.
Balance sheet
What the bank holds and owes at quarter end
| Measure | Value | Unit | Source |
|---|---|---|---|
| Total assets | 631,270,000 | USD | evidence → |
| Total loans | 377,892,000 | USD | evidence → |
| Allowance for loan losses | 5,275,000 | USD | evidence → |
| Securities available for sale | 154,470,000 | USD | evidence → |
| Securities held to maturity | 0 | USD | evidence → |
| Trading assets | 0 | USD | evidence → |
| Total deposits | 543,483,000 | USD | evidence → |
| Interest-bearing deposits | 512,732,000 | USD | evidence → |
| Noninterest-bearing deposits | 30,751,000 | USD | evidence → |
| Equity capital | 75,944,000 | USD | evidence → |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | Value | Unit | Source |
|---|---|---|---|
| Interest income | 32,178,000 | USD | evidence → |
| Interest expense | 8,490,000 | USD | evidence → |
| Net interest income | 23,688,000 | USD | evidence → |
| Noninterest income | 2,545,000 | USD | evidence → |
| Noninterest expense | 14,048,000 | USD | evidence → |
| Provision for loan losses | 25,000 | USD | evidence → |
| Pretax income | 12,182,000 | USD | evidence → |
| Income tax | 2,714,000 | USD | evidence → |
| Net income | 9,468,000 | USD | evidence → |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | Value | Unit | Source |
|---|---|---|---|
| Tier 1 capital | 77,932,000 | USD | evidence → |