Call report 2025Q3
EXCHANGE BANK & TRUST — 2025Q3
The 22 measures EXCHANGE BANK & TRUST reported to the FFIEC for 2025Q3, each linked to its source filing.
Balance sheet
What the bank holds and owes at quarter end
| Measure | Value | Unit | Source |
|---|---|---|---|
| Total assets | 592,785,000 | USD | evidence → |
| Total loans | 385,799,000 | USD | evidence → |
| Allowance for loan losses | 5,296,000 | USD | evidence → |
| Securities available for sale | 147,863,000 | USD | evidence → |
| Securities held to maturity | 0 | USD | evidence → |
| Trading assets | 0 | USD | evidence → |
| Total deposits | 510,818,000 | USD | evidence → |
| Interest-bearing deposits | 483,779,000 | USD | evidence → |
| Noninterest-bearing deposits | 27,039,000 | USD | evidence → |
| Equity capital | 74,322,000 | USD | evidence → |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | Value | Unit | Source |
|---|---|---|---|
| Interest income | 23,928,000 | USD | evidence → |
| Interest expense | 6,425,000 | USD | evidence → |
| Net interest income | 17,503,000 | USD | evidence → |
| Noninterest income | 1,877,000 | USD | evidence → |
| Noninterest expense | 9,693,000 | USD | evidence → |
| Provision for loan losses | 25,000 | USD | evidence → |
| Pretax income | 9,673,000 | USD | evidence → |
| Income tax | 2,168,000 | USD | evidence → |
| Net income | 7,505,000 | USD | evidence → |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | Value | Unit | Source |
|---|---|---|---|
| Tier 1 capital | 76,708,000 | USD | evidence → |