Call report 2015Q1
CITIZENS FIRST BANK — 2015Q1
The 22 measures CITIZENS FIRST BANK reported to the FFIEC for 2015Q1, each linked to its source filing.
Balance sheet
What the bank holds and owes at quarter end
| Measure | Value | Unit | Source |
|---|---|---|---|
| Total assets | 152,549,000 | USD | evidence → |
| Total loans | 111,766,000 | USD | evidence → |
| Allowance for loan losses | 1,282,000 | USD | evidence → |
| Securities available for sale | 17,654,000 | USD | evidence → |
| Securities held to maturity | 0 | USD | evidence → |
| Trading assets | 0 | USD | evidence → |
| Total deposits | 136,149,000 | USD | evidence → |
| Interest-bearing deposits | 111,217,000 | USD | evidence → |
| Noninterest-bearing deposits | 24,932,000 | USD | evidence → |
| Equity capital | 14,430,000 | USD | evidence → |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | Value | Unit | Source |
|---|---|---|---|
| Interest income | 1,793,000 | USD | evidence → |
| Interest expense | 188,000 | USD | evidence → |
| Net interest income | 1,605,000 | USD | evidence → |
| Noninterest income | 401,000 | USD | evidence → |
| Noninterest expense | 1,562,000 | USD | evidence → |
| Provision for loan losses | 0 | USD | evidence → |
| Pretax income | 445,000 | USD | evidence → |
| Income tax | 170,000 | USD | evidence → |
| Net income | 275,000 | USD | evidence → |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | Value | Unit | Source |
|---|---|---|---|
| Tier 1 capital | 13,711,000 | USD | evidence → |
| Total capital | 14,993,000 | USD | evidence → |
| Risk-weighted assets | 111,160,000 | USD | evidence → |