Call report 2014Q4
CITIZENS FIRST BANK — 2014Q4
The 22 measures CITIZENS FIRST BANK reported to the FFIEC for 2014Q4, each linked to its source filing.
Balance sheet
What the bank holds and owes at quarter end
| Measure | Value | Unit | Source |
|---|---|---|---|
| Total assets | 147,776,000 | USD | evidence → |
| Total loans | 109,036,000 | USD | evidence → |
| Allowance for loan losses | 1,275,000 | USD | evidence → |
| Securities available for sale | 17,714,000 | USD | evidence → |
| Securities held to maturity | 0 | USD | evidence → |
| Trading assets | 0 | USD | evidence → |
| Total deposits | 131,393,000 | USD | evidence → |
| Interest-bearing deposits | 107,379,000 | USD | evidence → |
| Noninterest-bearing deposits | 24,014,000 | USD | evidence → |
| Equity capital | 14,151,000 | USD | evidence → |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | Value | Unit | Source |
|---|---|---|---|
| Interest income | 7,089,000 | USD | evidence → |
| Interest expense | 813,000 | USD | evidence → |
| Net interest income | 6,276,000 | USD | evidence → |
| Noninterest income | 1,680,000 | USD | evidence → |
| Noninterest expense | 6,174,000 | USD | evidence → |
| Provision for loan losses | 200,000 | USD | evidence → |
| Pretax income | 1,624,000 | USD | evidence → |
| Income tax | 466,000 | USD | evidence → |
| Net income | 1,158,000 | USD | evidence → |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | Value | Unit | Source |
|---|---|---|---|
| Tier 1 capital | 14,092,000 | USD | evidence → |
| Total capital | 15,367,000 | USD | evidence → |
| Risk-weighted assets | 104,108,000 | USD | evidence → |