Call report 2003Q1
CITIZENS FIRST BANK — 2003Q1
The 22 measures CITIZENS FIRST BANK reported to the FFIEC for 2003Q1, each linked to its source filing.
Balance sheet
What the bank holds and owes at quarter end
| Measure | Value | Unit | Source |
|---|---|---|---|
| Total assets | 67,671,000 | USD | evidence → |
| Total loans | 45,455,000 | USD | evidence → |
| Allowance for loan losses | 467,000 | USD | evidence → |
| Securities available for sale | 11,821,000 | USD | evidence → |
| Securities held to maturity | 0 | USD | evidence → |
| Trading assets | 0 | USD | evidence → |
| Total deposits | 62,314,000 | USD | evidence → |
| Interest-bearing deposits | 54,375,000 | USD | evidence → |
| Noninterest-bearing deposits | 7,939,000 | USD | evidence → |
| Equity capital | 4,563,000 | USD | evidence → |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | Value | Unit | Source |
|---|---|---|---|
| Interest income | 989,000 | USD | evidence → |
| Interest expense | 370,000 | USD | evidence → |
| Net interest income | 619,000 | USD | evidence → |
| Noninterest income | 177,000 | USD | evidence → |
| Noninterest expense | 596,000 | USD | evidence → |
| Provision for loan losses | 14,000 | USD | evidence → |
| Pretax income | 186,000 | USD | evidence → |
| Income tax | 66,000 | USD | evidence → |
| Net income | 120,000 | USD | evidence → |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | Value | Unit | Source |
|---|---|---|---|
| Tier 1 capital | 4,521,000 | USD | evidence → |
| Total capital | 4,988,000 | USD | evidence → |
| Risk-weighted assets | 44,082,000 | USD | evidence → |
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