Call report 2002Q4
CITIZENS FIRST BANK — 2002Q4
The 22 measures CITIZENS FIRST BANK reported to the FFIEC for 2002Q4, each linked to its source filing.
Balance sheet
What the bank holds and owes at quarter end
| Measure | Value | Unit | Source |
|---|---|---|---|
| Total assets | 65,047,000 | USD | evidence → |
| Total loans | 44,774,000 | USD | evidence → |
| Allowance for loan losses | 483,000 | USD | evidence → |
| Securities available for sale | 9,985,000 | USD | evidence → |
| Securities held to maturity | 0 | USD | evidence → |
| Trading assets | 0 | USD | evidence → |
| Total deposits | 59,811,000 | USD | evidence → |
| Interest-bearing deposits | 52,727,000 | USD | evidence → |
| Noninterest-bearing deposits | 7,084,000 | USD | evidence → |
| Equity capital | 4,466,000 | USD | evidence → |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | Value | Unit | Source |
|---|---|---|---|
| Interest income | 4,128,000 | USD | evidence → |
| Interest expense | 1,723,000 | USD | evidence → |
| Net interest income | 2,405,000 | USD | evidence → |
| Noninterest income | 691,000 | USD | evidence → |
| Noninterest expense | 2,359,000 | USD | evidence → |
| Provision for loan losses | 288,000 | USD | evidence → |
| Pretax income | 477,000 | USD | evidence → |
| Income tax | 162,000 | USD | evidence → |
| Net income | 315,000 | USD | evidence → |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | Value | Unit | Source |
|---|---|---|---|
| Tier 1 capital | 4,411,000 | USD | evidence → |
| Total capital | 4,894,000 | USD | evidence → |
| Risk-weighted assets | 42,804,000 | USD | evidence → |
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