Call report 2004Q1
CITIZENS BANK — 2004Q1
The 22 measures CITIZENS BANK reported to the FFIEC for 2004Q1, each linked to its source filing.
Balance sheet
What the bank holds and owes at quarter end
| Measure | Value | Unit | Source |
|---|---|---|---|
| Total assets | 208,017,000 | USD | evidence → |
| Total loans | 92,072,000 | USD | evidence → |
| Allowance for loan losses | 1,211,000 | USD | evidence → |
| Securities available for sale | 14,167,000 | USD | evidence → |
| Securities held to maturity | 41,376,000 | USD | evidence → |
| Trading assets | 0 | USD | evidence → |
| Total deposits | 178,919,000 | USD | evidence → |
| Interest-bearing deposits | 136,527,000 | USD | evidence → |
| Noninterest-bearing deposits | 42,392,000 | USD | evidence → |
| Equity capital | 28,156,000 | USD | evidence → |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | Value | Unit | Source |
|---|---|---|---|
| Interest income | 2,434,000 | USD | evidence → |
| Interest expense | 332,000 | USD | evidence → |
| Net interest income | 2,102,000 | USD | evidence → |
| Noninterest income | 467,000 | USD | evidence → |
| Noninterest expense | 2,010,000 | USD | evidence → |
| Provision for loan losses | 60,000 | USD | evidence → |
| Pretax income | 499,000 | USD | evidence → |
| Income tax | 174,000 | USD | evidence → |
| Net income | 325,000 | USD | evidence → |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | Value | Unit | Source |
|---|---|---|---|
| Tier 1 capital | 27,876,000 | USD | evidence → |
| Total capital | 29,087,000 | USD | evidence → |
| Risk-weighted assets | 100,210,000 | USD | evidence → |
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