Call report 2003Q4
CITIZENS BANK — 2003Q4
The 22 measures CITIZENS BANK reported to the FFIEC for 2003Q4, each linked to its source filing.
Balance sheet
What the bank holds and owes at quarter end
| Measure | Value | Unit | Source |
|---|---|---|---|
| Total assets | 211,324,000 | USD | evidence → |
| Total loans | 94,489,000 | USD | evidence → |
| Allowance for loan losses | 1,166,000 | USD | evidence → |
| Securities available for sale | 15,122,000 | USD | evidence → |
| Securities held to maturity | 45,026,000 | USD | evidence → |
| Trading assets | 0 | USD | evidence → |
| Total deposits | 182,529,000 | USD | evidence → |
| Interest-bearing deposits | 140,080,000 | USD | evidence → |
| Noninterest-bearing deposits | 42,449,000 | USD | evidence → |
| Equity capital | 27,836,000 | USD | evidence → |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | Value | Unit | Source |
|---|---|---|---|
| Interest income | 10,521,000 | USD | evidence → |
| Interest expense | 2,020,000 | USD | evidence → |
| Net interest income | 8,501,000 | USD | evidence → |
| Noninterest income | 1,879,000 | USD | evidence → |
| Noninterest expense | 8,154,000 | USD | evidence → |
| Provision for loan losses | 520,000 | USD | evidence → |
| Pretax income | 1,706,000 | USD | evidence → |
| Income tax | 603,000 | USD | evidence → |
| Net income | 1,103,000 | USD | evidence → |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | Value | Unit | Source |
|---|---|---|---|
| Tier 1 capital | 27,550,000 | USD | evidence → |
| Total capital | 28,716,000 | USD | evidence → |
| Risk-weighted assets | 101,719,000 | USD | evidence → |
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