Call report 2025Q2
F&M BANK — 2025Q2
The 22 measures F&M BANK reported to the FFIEC for 2025Q2, each linked to its source filing.
Balance sheet
What the bank holds and owes at quarter end
| Measure | Value | Unit | Source |
|---|---|---|---|
| Total assets | 758,636,000 | USD | evidence → |
| Total loans | 564,476,000 | USD | evidence → |
| Allowance for loan losses | 7,046,000 | USD | evidence → |
| Securities available for sale | 120,712,000 | USD | evidence → |
| Securities held to maturity | 18,655,000 | USD | evidence → |
| Trading assets | 0 | USD | evidence → |
| Total deposits | 652,892,000 | USD | evidence → |
| Interest-bearing deposits | 499,324,000 | USD | evidence → |
| Noninterest-bearing deposits | 153,568,000 | USD | evidence → |
| Equity capital | 89,134,000 | USD | evidence → |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | Value | Unit | Source |
|---|---|---|---|
| Interest income | 21,555,000 | USD | evidence → |
| Interest expense | 6,407,000 | USD | evidence → |
| Net interest income | 15,148,000 | USD | evidence → |
| Noninterest income | 2,154,000 | USD | evidence → |
| Noninterest expense | 9,575,000 | USD | evidence → |
| Provision for loan losses | 450,000 | USD | evidence → |
| Pretax income | 7,266,000 | USD | evidence → |
| Income tax | 265,000 | USD | evidence → |
| Net income | 7,001,000 | USD | evidence → |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | Value | Unit | Source |
|---|---|---|---|
| Tier 1 capital | 92,610,000 | USD | evidence → |