Call report 2025Q1
F&M BANK — 2025Q1
The 22 measures F&M BANK reported to the FFIEC for 2025Q1, each linked to its source filing.
Balance sheet
What the bank holds and owes at quarter end
| Measure | Value | Unit | Source |
|---|---|---|---|
| Total assets | 753,354,000 | USD | evidence → |
| Total loans | 541,364,000 | USD | evidence → |
| Allowance for loan losses | 6,754,000 | USD | evidence → |
| Securities available for sale | 130,254,000 | USD | evidence → |
| Securities held to maturity | 20,025,000 | USD | evidence → |
| Trading assets | 0 | USD | evidence → |
| Total deposits | 654,865,000 | USD | evidence → |
| Interest-bearing deposits | 499,607,000 | USD | evidence → |
| Noninterest-bearing deposits | 155,258,000 | USD | evidence → |
| Equity capital | 86,722,000 | USD | evidence → |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | Value | Unit | Source |
|---|---|---|---|
| Interest income | 10,628,000 | USD | evidence → |
| Interest expense | 3,285,000 | USD | evidence → |
| Net interest income | 7,343,000 | USD | evidence → |
| Noninterest income | 1,012,000 | USD | evidence → |
| Noninterest expense | 4,731,000 | USD | evidence → |
| Provision for loan losses | 163,000 | USD | evidence → |
| Pretax income | 3,473,000 | USD | evidence → |
| Income tax | 108,000 | USD | evidence → |
| Net income | 3,365,000 | USD | evidence → |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | Value | Unit | Source |
|---|---|---|---|
| Tier 1 capital | 90,474,000 | USD | evidence → |