Call report 2025Q2
SOUTHERN HERITAGE BANK — 2025Q2
The 22 measures SOUTHERN HERITAGE BANK reported to the FFIEC for 2025Q2, each linked to its source filing.
Balance sheet
What the bank holds and owes at quarter end
| Measure | Value | Unit | Source |
|---|---|---|---|
| Total assets | 395,078,000 | USD | evidence → |
| Total loans | 280,993,000 | USD | evidence → |
| Allowance for loan losses | 2,109,000 | USD | evidence → |
| Securities available for sale | 85,795,000 | USD | evidence → |
| Securities held to maturity | 0 | USD | evidence → |
| Trading assets | 0 | USD | evidence → |
| Total deposits | 356,855,000 | USD | evidence → |
| Interest-bearing deposits | 252,609,000 | USD | evidence → |
| Noninterest-bearing deposits | 104,246,000 | USD | evidence → |
| Equity capital | 34,573,000 | USD | evidence → |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | Value | Unit | Source |
|---|---|---|---|
| Interest income | 11,042,000 | USD | evidence → |
| Interest expense | 3,285,000 | USD | evidence → |
| Net interest income | 7,757,000 | USD | evidence → |
| Noninterest income | 1,202,000 | USD | evidence → |
| Noninterest expense | 6,061,000 | USD | evidence → |
| Provision for loan losses | 240,000 | USD | evidence → |
| Pretax income | 2,658,000 | USD | evidence → |
| Income tax | 0 | USD | evidence → |
| Net income | 2,658,000 | USD | evidence → |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | Value | Unit | Source |
|---|---|---|---|
| Tier 1 capital | 40,609,000 | USD | evidence → |