Call report 2025Q1
SOUTHERN HERITAGE BANK — 2025Q1
The 22 measures SOUTHERN HERITAGE BANK reported to the FFIEC for 2025Q1, each linked to its source filing.
Balance sheet
What the bank holds and owes at quarter end
| Measure | Value | Unit | Source |
|---|---|---|---|
| Total assets | 390,556,000 | USD | evidence → |
| Total loans | 277,734,000 | USD | evidence → |
| Allowance for loan losses | 1,908,000 | USD | evidence → |
| Securities available for sale | 86,646,000 | USD | evidence → |
| Securities held to maturity | 0 | USD | evidence → |
| Trading assets | 0 | USD | evidence → |
| Total deposits | 348,399,000 | USD | evidence → |
| Interest-bearing deposits | 247,743,000 | USD | evidence → |
| Noninterest-bearing deposits | 100,656,000 | USD | evidence → |
| Equity capital | 33,767,000 | USD | evidence → |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | Value | Unit | Source |
|---|---|---|---|
| Interest income | 5,390,000 | USD | evidence → |
| Interest expense | 1,632,000 | USD | evidence → |
| Net interest income | 3,758,000 | USD | evidence → |
| Noninterest income | 600,000 | USD | evidence → |
| Noninterest expense | 3,117,000 | USD | evidence → |
| Provision for loan losses | 56,000 | USD | evidence → |
| Pretax income | 1,185,000 | USD | evidence → |
| Income tax | 0 | USD | evidence → |
| Net income | 1,185,000 | USD | evidence → |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | Value | Unit | Source |
|---|---|---|---|
| Tier 1 capital | 40,303,000 | USD | evidence → |