Call report 2023Q1
CITIZENS SAVINGS BANK — 2023Q1
The 22 measures CITIZENS SAVINGS BANK reported to the FFIEC for 2023Q1, each linked to its source filing.
Balance sheet
What the bank holds and owes at quarter end
| Measure | Value | Unit | Source |
|---|---|---|---|
| Total assets | 76,364,000 | USD | evidence → |
| Total loans | 46,387,000 | USD | evidence → |
| Allowance for loan losses | 439,000 | USD | evidence → |
| Securities available for sale | 0 | USD | evidence → |
| Securities held to maturity | 8,276,000 | USD | evidence → |
| Trading assets | 0 | USD | evidence → |
| Total deposits | 69,747,000 | USD | evidence → |
| Interest-bearing deposits | 42,056,000 | USD | evidence → |
| Noninterest-bearing deposits | 27,691,000 | USD | evidence → |
| Equity capital | 6,428,000 | USD | evidence → |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | Value | Unit | Source |
|---|---|---|---|
| Interest income | 820,000 | USD | evidence → |
| Interest expense | 96,000 | USD | evidence → |
| Net interest income | 724,000 | USD | evidence → |
| Noninterest income | 34,000 | USD | evidence → |
| Noninterest expense | 430,000 | USD | evidence → |
| Provision for loan losses | 12,000 | USD | evidence → |
| Pretax income | 316,000 | USD | evidence → |
| Income tax | 11,000 | USD | evidence → |
| Net income | 305,000 | USD | evidence → |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | Value | Unit | Source |
|---|---|---|---|
| Tier 1 capital | 6,428,000 | USD | evidence → |
| Total capital | 6,868,000 | USD | evidence → |
| Risk-weighted assets | 48,340,000 | USD | evidence → |