Call report 2022Q4
CITIZENS SAVINGS BANK — 2022Q4
The 22 measures CITIZENS SAVINGS BANK reported to the FFIEC for 2022Q4, each linked to its source filing.
Balance sheet
What the bank holds and owes at quarter end
| Measure | Value | Unit | Source |
|---|---|---|---|
| Total assets | 84,364,000 | USD | evidence → |
| Total loans | 47,461,000 | USD | evidence → |
| Allowance for loan losses | 427,000 | USD | evidence → |
| Securities available for sale | 0 | USD | evidence → |
| Securities held to maturity | 8,277,000 | USD | evidence → |
| Trading assets | 0 | USD | evidence → |
| Total deposits | 77,792,000 | USD | evidence → |
| Interest-bearing deposits | 43,086,000 | USD | evidence → |
| Noninterest-bearing deposits | 34,706,000 | USD | evidence → |
| Equity capital | 6,239,000 | USD | evidence → |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | Value | Unit | Source |
|---|---|---|---|
| Interest income | 2,424,000 | USD | evidence → |
| Interest expense | 140,000 | USD | evidence → |
| Net interest income | 2,284,000 | USD | evidence → |
| Noninterest income | 372,000 | USD | evidence → |
| Noninterest expense | 1,850,000 | USD | evidence → |
| Provision for loan losses | 4,000 | USD | evidence → |
| Pretax income | 802,000 | USD | evidence → |
| Income tax | 41,000 | USD | evidence → |
| Net income | 761,000 | USD | evidence → |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | Value | Unit | Source |
|---|---|---|---|
| Tier 1 capital | 6,239,000 | USD | evidence → |
| Total capital | 6,666,000 | USD | evidence → |
| Risk-weighted assets | 50,025,000 | USD | evidence → |