Call reports 2024
CENTRAL SAVINGS, F.S.B. — 2024
What CENTRAL SAVINGS, F.S.B. reported to the FFIEC in 2024, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2024Q1 | 2024Q2 | 2024Q3 | 2024Q4 |
|---|---|---|---|---|
| Total assets | 109,665,000 | 111,535,000 | 111,266,000 | 111,058,000 |
| Total loans | 96,035,000 | 97,340,000 | 97,016,000 | 98,469,000 |
| Allowance for loan losses | 1,468,000 | 1,468,000 | 1,500,000 | 1,500,000 |
| Securities available for sale | 0 | 0 | 0 | 0 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 75,476,000 | 77,112,000 | 76,367,000 | 76,661,000 |
| Interest-bearing deposits | 72,482,000 | 72,804,000 | 73,039,000 | 72,656,000 |
| Noninterest-bearing deposits | 2,994,000 | 4,308,000 | 3,328,000 | 4,005,000 |
| Equity capital | 28,999,000 | 29,165,000 | 29,303,000 | 29,091,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2024Q1 | 2024Q2 | 2024Q3 | 2024Q4 |
|---|---|---|---|---|
| Interest income | 1,586,000 | 3,235,000 | 4,942,000 | 6,586,000 |
| Interest expense | 509,000 | 1,074,000 | 1,658,000 | 2,253,000 |
| Net interest income | 1,077,000 | 2,161,000 | 3,284,000 | 4,333,000 |
| Noninterest income | 9,000 | 14,000 | 18,000 | 24,000 |
| Noninterest expense | 837,000 | 1,677,000 | 2,684,000 | 4,019,000 |
| Provision for loan losses | 0 | 0 | -69,000 | -69,000 |
| Pretax income | 271,000 | 509,000 | 706,000 | 421,000 |
| Income tax | 81,000 | 153,000 | 212,000 | 139,000 |
| Net income | 190,000 | 356,000 | 494,000 | 282,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2024Q1 | 2024Q2 | 2024Q3 | 2024Q4 |
|---|---|---|---|---|
| Tier 1 capital | 27,985,000 | 28,151,000 | 28,289,000 | 28,077,000 |
| Total capital | 29,030,000 | 29,232,000 | 29,365,000 | 29,160,000 |
| Risk-weighted assets | 83,160,000 | 86,053,000 | 85,615,000 | 86,182,000 |
Machine access — free, no API key
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