Call report 2014Q4
HERITAGE COMMUNITY BANK — 2014Q4
The 22 measures HERITAGE COMMUNITY BANK reported to the FFIEC for 2014Q4, each linked to its source filing.
Balance sheet
What the bank holds and owes at quarter end
| Measure | Value | Unit | Source |
|---|---|---|---|
| Total assets | 83,927,000 | USD | evidence → |
| Total loans | 69,117,000 | USD | evidence → |
| Allowance for loan losses | 1,217,000 | USD | evidence → |
| Securities available for sale | 4,706,000 | USD | evidence → |
| Securities held to maturity | 0 | USD | evidence → |
| Trading assets | 0 | USD | evidence → |
| Total deposits | 72,056,000 | USD | evidence → |
| Interest-bearing deposits | 59,787,000 | USD | evidence → |
| Noninterest-bearing deposits | 12,269,000 | USD | evidence → |
| Equity capital | 9,643,000 | USD | evidence → |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | Value | Unit | Source |
|---|---|---|---|
| Interest income | 3,282,000 | USD | evidence → |
| Interest expense | 375,000 | USD | evidence → |
| Net interest income | 2,907,000 | USD | evidence → |
| Noninterest income | 294,000 | USD | evidence → |
| Noninterest expense | 2,542,000 | USD | evidence → |
| Provision for loan losses | 165,000 | USD | evidence → |
| Pretax income | 503,000 | USD | evidence → |
| Income tax | 0 | USD | evidence → |
| Net income | 503,000 | USD | evidence → |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | Value | Unit | Source |
|---|---|---|---|
| Tier 1 capital | 9,178,000 | USD | evidence → |
| Total capital | 10,016,000 | USD | evidence → |
| Risk-weighted assets | 66,668,000 | USD | evidence → |