Call reports 2014
HERITAGE COMMUNITY BANK — 2014
What HERITAGE COMMUNITY BANK reported to the FFIEC in 2014, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2014Q1 | 2014Q2 | 2014Q3 | 2014Q4 |
|---|---|---|---|---|
| Total assets | 74,356,000 | 74,613,000 | 78,227,000 | 83,927,000 |
| Total loans | 56,438,000 | 61,000,000 | 65,076,000 | 69,117,000 |
| Allowance for loan losses | 1,295,000 | 1,162,000 | 1,173,000 | 1,217,000 |
| Securities available for sale | 6,142,000 | 6,438,000 | 5,181,000 | 4,706,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 64,480,000 | 63,041,000 | 66,517,000 | 72,056,000 |
| Interest-bearing deposits | 55,526,000 | 53,798,000 | 56,485,000 | 59,787,000 |
| Noninterest-bearing deposits | 8,954,000 | 9,243,000 | 10,032,000 | 12,269,000 |
| Equity capital | 9,160,000 | 9,333,000 | 9,440,000 | 9,643,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2014Q1 | 2014Q2 | 2014Q3 | 2014Q4 |
|---|---|---|---|---|
| Interest income | 757,000 | 1,545,000 | 2,382,000 | 3,282,000 |
| Interest expense | 97,000 | 186,000 | 278,000 | 375,000 |
| Net interest income | 660,000 | 1,359,000 | 2,104,000 | 2,907,000 |
| Noninterest income | 90,000 | 158,000 | 222,000 | 294,000 |
| Noninterest expense | 630,000 | 1,237,000 | 1,887,000 | 2,542,000 |
| Provision for loan losses | 30,000 | 75,000 | 120,000 | 165,000 |
| Pretax income | 90,000 | 214,000 | 328,000 | 503,000 |
| Income tax | 0 | 0 | 0 | 0 |
| Net income | 90,000 | 214,000 | 328,000 | 503,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2014Q1 | 2014Q2 | 2014Q3 | 2014Q4 |
|---|---|---|---|---|
| Tier 1 capital | 8,744,000 | 8,875,000 | 8,996,000 | 9,178,000 |
| Total capital | 9,458,000 | 9,619,000 | 9,784,000 | 10,016,000 |
| Risk-weighted assets | 56,505,000 | 59,134,000 | 62,636,000 | 66,668,000 |
Machine access — free, no API key
Every figure shown here about HERITAGE COMMUNITY BANK — 2014 can also be queried live: FACTANKER runs an MCP server at https://factanker.com/mcp (tools: lookup_entity, get_facts, query_template, search_facts) and a REST endpoint at https://factanker.com/api/get_facts. Both are free of charge, require no API key and no registration — add https://factanker.com/mcp as a connector in Claude, ChatGPT or Copilot. Every answer carries its source document and a citation reference. Setup: /quickstart.