Call report 2025Q4
EMPIRE STATE BANK — 2025Q4
The 22 measures EMPIRE STATE BANK reported to the FFIEC for 2025Q4, each linked to its source filing.
Balance sheet
What the bank holds and owes at quarter end
| Measure | Value | Unit | Source |
|---|---|---|---|
| Total assets | 616,840,000 | USD | evidence → |
| Total loans | 549,728,000 | USD | evidence → |
| Allowance for loan losses | 5,142,000 | USD | evidence → |
| Securities available for sale | 4,872,000 | USD | evidence → |
| Securities held to maturity | 7,251,000 | USD | evidence → |
| Trading assets | 0 | USD | evidence → |
| Total deposits | 506,668,000 | USD | evidence → |
| Interest-bearing deposits | 395,199,000 | USD | evidence → |
| Noninterest-bearing deposits | 111,469,000 | USD | evidence → |
| Equity capital | 62,964,000 | USD | evidence → |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | Value | Unit | Source |
|---|---|---|---|
| Interest income | 31,675,000 | USD | evidence → |
| Interest expense | 14,226,000 | USD | evidence → |
| Net interest income | 17,449,000 | USD | evidence → |
| Noninterest income | 2,200,000 | USD | evidence → |
| Noninterest expense | 14,984,000 | USD | evidence → |
| Provision for loan losses | -14,000 | USD | evidence → |
| Pretax income | 4,703,000 | USD | evidence → |
| Income tax | 992,000 | USD | evidence → |
| Net income | 3,711,000 | USD | evidence → |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | Value | Unit | Source |
|---|---|---|---|
| Tier 1 capital | 62,772,000 | USD | evidence → |
| Total capital | 68,043,000 | USD | evidence → |
| Risk-weighted assets | 421,516,000 | USD | evidence → |