Call report 2025Q3
EMPIRE STATE BANK — 2025Q3
The 22 measures EMPIRE STATE BANK reported to the FFIEC for 2025Q3, each linked to its source filing.
Balance sheet
What the bank holds and owes at quarter end
| Measure | Value | Unit | Source |
|---|---|---|---|
| Total assets | 621,220,000 | USD | evidence → |
| Total loans | 558,097,000 | USD | evidence → |
| Allowance for loan losses | 5,169,000 | USD | evidence → |
| Securities available for sale | 8,993,000 | USD | evidence → |
| Securities held to maturity | 7,252,000 | USD | evidence → |
| Trading assets | 0 | USD | evidence → |
| Total deposits | 511,510,000 | USD | evidence → |
| Interest-bearing deposits | 400,332,000 | USD | evidence → |
| Noninterest-bearing deposits | 111,178,000 | USD | evidence → |
| Equity capital | 61,991,000 | USD | evidence → |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | Value | Unit | Source |
|---|---|---|---|
| Interest income | 23,716,000 | USD | evidence → |
| Interest expense | 10,779,000 | USD | evidence → |
| Net interest income | 12,937,000 | USD | evidence → |
| Noninterest income | 1,797,000 | USD | evidence → |
| Noninterest expense | 11,233,000 | USD | evidence → |
| Provision for loan losses | 16,000 | USD | evidence → |
| Pretax income | 3,529,000 | USD | evidence → |
| Income tax | 734,000 | USD | evidence → |
| Net income | 2,795,000 | USD | evidence → |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | Value | Unit | Source |
|---|---|---|---|
| Tier 1 capital | 61,816,000 | USD | evidence → |
| Total capital | 67,142,000 | USD | evidence → |
| Risk-weighted assets | 425,985,000 | USD | evidence → |