Call report 2022Q4
CITIZENS INDEPENDENT BANK — 2022Q4
The 22 measures CITIZENS INDEPENDENT BANK reported to the FFIEC for 2022Q4, each linked to its source filing.
Balance sheet
What the bank holds and owes at quarter end
| Measure | Value | Unit | Source |
|---|---|---|---|
| Total assets | 360,735,000 | USD | evidence → |
| Total loans | 207,693,000 | USD | evidence → |
| Allowance for loan losses | 3,231,000 | USD | evidence → |
| Securities available for sale | 129,482,000 | USD | evidence → |
| Securities held to maturity | 0 | USD | evidence → |
| Trading assets | 0 | USD | evidence → |
| Total deposits | 326,431,000 | USD | evidence → |
| Interest-bearing deposits | 302,671,000 | USD | evidence → |
| Noninterest-bearing deposits | 23,760,000 | USD | evidence → |
| Equity capital | 25,636,000 | USD | evidence → |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | Value | Unit | Source |
|---|---|---|---|
| Interest income | 11,611,000 | USD | evidence → |
| Interest expense | 341,000 | USD | evidence → |
| Net interest income | 11,270,000 | USD | evidence → |
| Noninterest income | 1,218,000 | USD | evidence → |
| Noninterest expense | 9,647,000 | USD | evidence → |
| Provision for loan losses | 0 | USD | evidence → |
| Pretax income | 2,841,000 | USD | evidence → |
| Income tax | 645,000 | USD | evidence → |
| Net income | 2,196,000 | USD | evidence → |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | Value | Unit | Source |
|---|---|---|---|
| Tier 1 capital | 38,032,000 | USD | evidence → |
| Total capital | 41,046,000 | USD | evidence → |
| Risk-weighted assets | 240,967,000 | USD | evidence → |