Call report 2022Q3
CITIZENS INDEPENDENT BANK — 2022Q3
The 22 measures CITIZENS INDEPENDENT BANK reported to the FFIEC for 2022Q3, each linked to its source filing.
Balance sheet
What the bank holds and owes at quarter end
| Measure | Value | Unit | Source |
|---|---|---|---|
| Total assets | 354,515,000 | USD | evidence → |
| Total loans | 195,502,000 | USD | evidence → |
| Allowance for loan losses | 3,140,000 | USD | evidence → |
| Securities available for sale | 129,971,000 | USD | evidence → |
| Securities held to maturity | 0 | USD | evidence → |
| Trading assets | 0 | USD | evidence → |
| Total deposits | 330,702,000 | USD | evidence → |
| Interest-bearing deposits | 304,846,000 | USD | evidence → |
| Noninterest-bearing deposits | 25,856,000 | USD | evidence → |
| Equity capital | 22,531,000 | USD | evidence → |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | Value | Unit | Source |
|---|---|---|---|
| Interest income | 8,153,000 | USD | evidence → |
| Interest expense | 218,000 | USD | evidence → |
| Net interest income | 7,935,000 | USD | evidence → |
| Noninterest income | 870,000 | USD | evidence → |
| Noninterest expense | 6,800,000 | USD | evidence → |
| Provision for loan losses | 0 | USD | evidence → |
| Pretax income | 2,005,000 | USD | evidence → |
| Income tax | 465,000 | USD | evidence → |
| Net income | 1,540,000 | USD | evidence → |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | Value | Unit | Source |
|---|---|---|---|
| Tier 1 capital | 37,376,000 | USD | evidence → |
| Total capital | 40,186,000 | USD | evidence → |
| Risk-weighted assets | 224,502,000 | USD | evidence → |