Call report 2015Q4
CITIZENS INDEPENDENT BANK — 2015Q4
The 22 measures CITIZENS INDEPENDENT BANK reported to the FFIEC for 2015Q4, each linked to its source filing.
Balance sheet
What the bank holds and owes at quarter end
| Measure | Value | Unit | Source |
|---|---|---|---|
| Total assets | 302,062,000 | USD | evidence → |
| Total loans | 197,364,000 | USD | evidence → |
| Allowance for loan losses | 3,291,000 | USD | evidence → |
| Securities available for sale | 68,890,000 | USD | evidence → |
| Securities held to maturity | 0 | USD | evidence → |
| Trading assets | 0 | USD | evidence → |
| Total deposits | 246,648,000 | USD | evidence → |
| Interest-bearing deposits | 222,761,000 | USD | evidence → |
| Noninterest-bearing deposits | 23,887,000 | USD | evidence → |
| Equity capital | 31,835,000 | USD | evidence → |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | Value | Unit | Source |
|---|---|---|---|
| Interest income | 10,659,000 | USD | evidence → |
| Interest expense | 1,156,000 | USD | evidence → |
| Net interest income | 9,503,000 | USD | evidence → |
| Noninterest income | 2,154,000 | USD | evidence → |
| Noninterest expense | 9,412,000 | USD | evidence → |
| Provision for loan losses | -1,250,000 | USD | evidence → |
| Pretax income | 3,495,000 | USD | evidence → |
| Income tax | 1,216,000 | USD | evidence → |
| Net income | 2,279,000 | USD | evidence → |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | Value | Unit | Source |
|---|---|---|---|
| Tier 1 capital | 31,259,000 | USD | evidence → |
| Total capital | 33,684,000 | USD | evidence → |
| Risk-weighted assets | 192,692,000 | USD | evidence → |