Call report 2015Q3
CITIZENS INDEPENDENT BANK — 2015Q3
The 22 measures CITIZENS INDEPENDENT BANK reported to the FFIEC for 2015Q3, each linked to its source filing.
Balance sheet
What the bank holds and owes at quarter end
| Measure | Value | Unit | Source |
|---|---|---|---|
| Total assets | 294,742,000 | USD | evidence → |
| Total loans | 194,671,000 | USD | evidence → |
| Allowance for loan losses | 4,001,000 | USD | evidence → |
| Securities available for sale | 68,909,000 | USD | evidence → |
| Securities held to maturity | 0 | USD | evidence → |
| Trading assets | 0 | USD | evidence → |
| Total deposits | 239,033,000 | USD | evidence → |
| Interest-bearing deposits | 215,574,000 | USD | evidence → |
| Noninterest-bearing deposits | 23,459,000 | USD | evidence → |
| Equity capital | 31,746,000 | USD | evidence → |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | Value | Unit | Source |
|---|---|---|---|
| Interest income | 8,056,000 | USD | evidence → |
| Interest expense | 870,000 | USD | evidence → |
| Net interest income | 7,186,000 | USD | evidence → |
| Noninterest income | 1,509,000 | USD | evidence → |
| Noninterest expense | 7,027,000 | USD | evidence → |
| Provision for loan losses | -1,250,000 | USD | evidence → |
| Pretax income | 2,918,000 | USD | evidence → |
| Income tax | 1,031,000 | USD | evidence → |
| Net income | 1,887,000 | USD | evidence → |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | Value | Unit | Source |
|---|---|---|---|
| Tier 1 capital | 30,948,000 | USD | evidence → |
| Total capital | 33,358,000 | USD | evidence → |
| Risk-weighted assets | 190,744,000 | USD | evidence → |