Call report 2007Q4
CITIZENS INDEPENDENT BANK — 2007Q4
The 22 measures CITIZENS INDEPENDENT BANK reported to the FFIEC for 2007Q4, each linked to its source filing.
Balance sheet
What the bank holds and owes at quarter end
| Measure | Value | Unit | Source |
|---|---|---|---|
| Total assets | 302,205,000 | USD | evidence → |
| Total loans | 246,142,000 | USD | evidence → |
| Allowance for loan losses | 3,908,000 | USD | evidence → |
| Securities available for sale | 37,824,000 | USD | evidence → |
| Securities held to maturity | 0 | USD | evidence → |
| Trading assets | 0 | USD | evidence → |
| Total deposits | 230,015,000 | USD | evidence → |
| Interest-bearing deposits | 175,271,000 | USD | evidence → |
| Noninterest-bearing deposits | 54,744,000 | USD | evidence → |
| Equity capital | 26,193,000 | USD | evidence → |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | Value | Unit | Source |
|---|---|---|---|
| Interest income | 18,792,000 | USD | evidence → |
| Interest expense | 7,691,000 | USD | evidence → |
| Net interest income | 11,101,000 | USD | evidence → |
| Noninterest income | 1,153,000 | USD | evidence → |
| Noninterest expense | 9,641,000 | USD | evidence → |
| Provision for loan losses | 2,325,000 | USD | evidence → |
| Pretax income | 287,000 | USD | evidence → |
| Income tax | 5,000 | USD | evidence → |
| Net income | 282,000 | USD | evidence → |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | Value | Unit | Source |
|---|---|---|---|
| Tier 1 capital | 26,060,000 | USD | evidence → |
| Total capital | 29,073,000 | USD | evidence → |
| Risk-weighted assets | 240,131,000 | USD | evidence → |
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