Call report 2007Q3
CITIZENS INDEPENDENT BANK — 2007Q3
The 22 measures CITIZENS INDEPENDENT BANK reported to the FFIEC for 2007Q3, each linked to its source filing.
Balance sheet
What the bank holds and owes at quarter end
| Measure | Value | Unit | Source |
|---|---|---|---|
| Total assets | 294,855,000 | USD | evidence → |
| Total loans | 240,974,000 | USD | evidence → |
| Allowance for loan losses | 2,287,000 | USD | evidence → |
| Securities available for sale | 40,295,000 | USD | evidence → |
| Securities held to maturity | 0 | USD | evidence → |
| Trading assets | 0 | USD | evidence → |
| Total deposits | 224,475,000 | USD | evidence → |
| Interest-bearing deposits | 174,359,000 | USD | evidence → |
| Noninterest-bearing deposits | 50,116,000 | USD | evidence → |
| Equity capital | 26,991,000 | USD | evidence → |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | Value | Unit | Source |
|---|---|---|---|
| Interest income | 14,193,000 | USD | evidence → |
| Interest expense | 5,774,000 | USD | evidence → |
| Net interest income | 8,419,000 | USD | evidence → |
| Noninterest income | 869,000 | USD | evidence → |
| Noninterest expense | 7,361,000 | USD | evidence → |
| Provision for loan losses | 623,000 | USD | evidence → |
| Pretax income | 1,303,000 | USD | evidence → |
| Income tax | 5,000 | USD | evidence → |
| Net income | 1,298,000 | USD | evidence → |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | Value | Unit | Source |
|---|---|---|---|
| Tier 1 capital | 27,076,000 | USD | evidence → |
| Total capital | 29,363,000 | USD | evidence → |
| Risk-weighted assets | 235,537,000 | USD | evidence → |
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