credit unions · net worth ratio
How well capitalised are credit unions in South Dakota?
Net worth ratio, credit unions in South Dakota: median 10.56% in 2026Q2 across 33 institutions (mean 12.84%); the middle half lies between 9.57% and 14.33%. In 2015Q2 the median was 9.54%.
What it means
Net worth divided by total assets, as reported (account 998, filed in hundredths of a percent). Under NCUA prompt corrective action, 7% and above is well capitalised, below 6% undercapitalised, below 2% critically; complex credit unions over $500M also face a risk-based requirement. Over 45 quarters the median moved +10.7%.
Quarter by quarter
Percentiles within the group; the median is bold. Each quarter has its own page with the ten largest institutions and their filed records.
| Quarter | Filers | 10th | 25th | Median | 75th | 90th |
|---|---|---|---|---|---|---|
| 2026Q2 | 33 | 8.67% | 9.57% | 10.56% | 14.33% | 17.50% |
| 2026Q1 | 33 | 8.58% | 9.40% | 10.45% | 13.68% | 17.06% |
| 2025Q4 | 33 | 8.73% | 9.61% | 10.54% | 13.61% | 16.82% |
| 2025Q3 | 33 | 8.76% | 9.51% | 10.38% | 13.64% | 16.88% |
| 2025Q2 | 33 | 8.54% | 9.24% | 10.22% | 12.13% | 16.52% |
| 2025Q1 | 33 | 8.21% | 9.08% | 10.12% | 11.62% | 15.91% |
| 2024Q4 | 33 | 8.24% | 9.06% | 10.08% | 11.73% | 16.36% |
| 2024Q3 | 33 | 8.15% | 9.17% | 10.00% | 11.86% | 16.16% |
| 2024Q2 | 33 | 8.13% | 8.65% | 9.87% | 11.30% | 15.83% |
| 2024Q1 | 33 | 7.71% | 8.39% | 9.75% | 10.90% | 15.67% |
| 2023Q4 | 33 | 7.77% | 8.33% | 10.16% | 11.49% | 16.11% |
| 2023Q3 | 33 | 7.99% | 8.53% | 10.16% | 11.59% | 15.85% |
| 2023Q2 | 34 | 7.87% | 8.23% | 9.79% | 11.54% | 15.20% |
| 2023Q1 | 35 | 7.83% | 8.14% | 9.73% | 11.21% | 14.54% |
| 2022Q4 | 35 | 7.61% | 8.08% | 9.63% | 11.30% | 13.93% |
| 2022Q3 | 35 | 7.70% | 8.06% | 9.55% | 11.03% | 13.28% |
| 2022Q2 | 35 | 7.71% | 8.02% | 9.32% | 10.96% | 12.98% |
| 2022Q1 | 35 | 7.58% | 8.19% | 9.34% | 10.69% | 12.79% |
| 2021Q4 | 35 | 7.60% | 8.28% | 9.42% | 10.72% | 13.26% |
| 2021Q3 | 35 | 7.87% | 8.35% | 9.52% | 10.80% | 13.77% |
| 2021Q2 | 35 | 7.64% | 8.43% | 9.43% | 10.88% | 13.58% |
| 2021Q1 | 36 | 7.50% | 8.19% | 9.35% | 10.51% | 13.98% |
| 2020Q4 | 36 | 7.58% | 8.39% | 9.71% | 11.24% | 15.53% |
| 2020Q3 | 36 | 7.95% | 8.74% | 9.86% | 12.03% | 14.45% |
| 2020Q2 | 37 | 8.00% | 8.64% | 10.05% | 11.60% | 14.95% |
| 2020Q1 | 37 | 8.26% | 8.99% | 10.92% | 12.46% | 15.82% |
| 2019Q4 | 37 | 8.67% | 9.22% | 11.06% | 12.70% | 15.94% |
| 2019Q3 | 37 | 8.32% | 9.20% | 10.59% | 12.91% | 15.34% |
| 2019Q2 | 37 | 8.29% | 9.28% | 10.59% | 12.60% | 14.96% |
| 2019Q1 | 37 | 8.06% | 8.98% | 10.60% | 12.39% | 14.77% |
| 2018Q4 | 37 | 8.10% | 9.07% | 10.61% | 12.16% | 14.85% |
| 2018Q3 | 37 | 7.97% | 8.92% | 10.70% | 12.23% | 14.79% |
| 2018Q2 | 38 | 7.80% | 8.79% | 10.27% | 11.99% | 14.94% |
| 2018Q1 | 38 | 7.75% | 8.71% | 10.39% | 11.89% | 14.11% |
| 2017Q4 | 39 | 7.85% | 8.60% | 10.57% | 11.85% | 14.19% |
| 2017Q3 | 40 | 7.75% | 8.57% | 10.15% | 11.68% | 14.51% |
| 2017Q2 | 40 | 7.65% | 8.40% | 9.78% | 11.52% | 14.48% |
| 2017Q1 | 40 | 7.46% | 8.32% | 9.78% | 11.48% | 13.75% |
| 2016Q4 | 40 | 7.70% | 8.60% | 9.94% | 11.63% | 13.86% |
| 2016Q3 | 40 | 7.47% | 8.54% | 9.64% | 11.54% | 14.06% |
| 2016Q2 | 40 | 7.19% | 8.75% | 10.02% | 11.57% | 13.90% |
| 2016Q1 | 40 | 7.26% | 8.41% | 9.74% | 11.32% | 13.37% |
| 2015Q4 | 40 | 7.57% | 8.54% | 9.83% | 11.36% | 13.59% |
| 2015Q3 | 40 | 7.58% | 8.56% | 9.63% | 11.43% | 13.58% |
| 2015Q2 | 41 | 7.22% | 8.04% | 9.54% | 11.48% | 13.30% |
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