credit unions · loan-to-share ratio
How much of members' money is lent out at credit unions in Hawaii?
Loan-to-share ratio, credit unions in Hawaii: median 54.86% in 2026Q2 across 45 institutions (mean 53.42%); the middle half lies between 38.53% and 62.22%. In 2015Q2 the median was 41.33%.
What it means
Loans outstanding divided by shares and deposits, computed by FACTANKER. Over 45 quarters the median moved +32.7%.
Quarter by quarter
Percentiles within the group; the median is bold. Each quarter has its own page with the ten largest institutions and their filed records.
| Quarter | Filers | 10th | 25th | Median | 75th | 90th |
|---|---|---|---|---|---|---|
| 2026Q2 | 45 | 26.02% | 38.53% | 54.86% | 62.22% | 80.71% |
| 2026Q1 | 45 | 25.64% | 40.60% | 54.94% | 61.07% | 79.56% |
| 2025Q4 | 45 | 27.12% | 39.31% | 55.47% | 64.60% | 82.27% |
| 2025Q3 | 45 | 26.87% | 40.58% | 56.40% | 63.70% | 83.07% |
| 2025Q2 | 45 | 27.04% | 39.48% | 56.91% | 65.06% | 82.85% |
| 2025Q1 | 45 | 27.94% | 39.47% | 55.57% | 62.68% | 82.55% |
| 2024Q4 | 46 | 27.97% | 40.39% | 57.33% | 63.14% | 83.39% |
| 2024Q3 | 47 | 29.39% | 39.93% | 58.85% | 66.81% | 87.60% |
| 2024Q2 | 47 | 27.42% | 37.86% | 58.59% | 67.08% | 85.04% |
| 2024Q1 | 47 | 22.59% | 37.19% | 57.67% | 66.34% | 84.01% |
| 2023Q4 | 47 | 23.57% | 37.07% | 56.53% | 66.61% | 82.79% |
| 2023Q3 | 48 | 23.25% | 37.77% | 54.20% | 65.39% | 79.65% |
| 2023Q2 | 48 | 22.64% | 36.88% | 53.19% | 64.44% | 80.58% |
| 2023Q1 | 48 | 17.08% | 35.76% | 50.41% | 62.61% | 76.51% |
| 2022Q4 | 48 | 14.77% | 34.20% | 48.24% | 63.13% | 73.51% |
| 2022Q3 | 48 | 14.23% | 33.16% | 45.04% | 58.99% | 67.93% |
| 2022Q2 | 48 | 13.54% | 32.47% | 41.83% | 56.59% | 67.47% |
| 2022Q1 | 48 | 13.63% | 32.31% | 41.33% | 53.83% | 63.22% |
| 2021Q4 | 48 | 14.39% | 32.32% | 41.67% | 55.55% | 64.86% |
| 2021Q3 | 50 | 15.34% | 32.68% | 41.66% | 55.35% | 64.70% |
| 2021Q2 | 50 | 15.79% | 32.20% | 42.86% | 56.05% | 63.58% |
| 2021Q1 | 51 | 14.97% | 31.77% | 42.02% | 53.26% | 65.70% |
| 2020Q4 | 51 | 17.05% | 33.66% | 45.39% | 55.65% | 66.51% |
| 2020Q3 | 51 | 18.37% | 35.17% | 46.13% | 59.36% | 68.78% |
| 2020Q2 | 51 | 19.18% | 36.00% | 47.26% | 59.03% | 68.62% |
| 2020Q1 | 52 | 21.64% | 38.44% | 51.28% | 62.92% | 72.82% |
| 2019Q4 | 52 | 21.55% | 38.39% | 53.98% | 64.45% | 75.52% |
| 2019Q3 | 53 | 21.02% | 38.64% | 54.08% | 67.36% | 79.42% |
| 2019Q2 | 53 | 20.33% | 37.91% | 53.32% | 66.63% | 79.66% |
| 2019Q1 | 53 | 20.24% | 38.03% | 51.29% | 63.90% | 76.76% |
| 2018Q4 | 53 | 19.52% | 38.79% | 52.03% | 65.07% | 74.60% |
| 2018Q3 | 53 | 19.98% | 37.15% | 50.39% | 63.62% | 76.24% |
| 2018Q2 | 55 | 19.11% | 36.24% | 51.15% | 63.33% | 70.83% |
| 2018Q1 | 57 | 19.07% | 35.52% | 48.75% | 63.14% | 73.60% |
| 2017Q4 | 57 | 18.91% | 35.70% | 50.52% | 61.84% | 79.43% |
| 2017Q3 | 58 | 19.56% | 34.88% | 49.66% | 60.84% | 76.21% |
| 2017Q2 | 61 | 21.38% | 32.73% | 47.67% | 57.76% | 74.19% |
| 2017Q1 | 61 | 21.51% | 33.05% | 46.02% | 56.64% | 74.96% |
| 2016Q4 | 61 | 21.98% | 32.46% | 47.07% | 57.89% | 77.97% |
| 2016Q3 | 62 | 19.40% | 30.81% | 45.64% | 57.65% | 79.98% |
| 2016Q2 | 63 | 19.62% | 31.50% | 44.90% | 56.81% | 80.53% |
| 2016Q1 | 63 | 18.75% | 32.83% | 42.11% | 55.33% | 80.34% |
| 2015Q4 | 64 | 19.85% | 30.56% | 42.81% | 54.62% | 78.91% |
| 2015Q3 | 68 | 19.74% | 29.59% | 43.06% | 54.38% | 77.42% |
| 2015Q2 | 69 | 19.56% | 30.40% | 41.33% | 53.38% | 74.99% |
Machine access — free, no API key
Every figure shown here about Loan-to-share ratio, credit unions in Hawaii: median 54.86% (2026Q2) can also be queried live: FACTANKER runs an MCP server at https://factanker.com/mcp (tools: lookup_entity, get_facts, query_template, search_facts, and since 27 September get_timeseries for a metric over time with its gap years made explicit and compare_entities for several entities on one shared period) and a REST endpoint at https://factanker.com/api/get_facts. Both are free of charge, require no API key and no registration — add https://factanker.com/mcp as a connector in Claude, ChatGPT or Copilot. Every answer carries its source document and a citation reference. Setup: /quickstart.
These figures are public records, not protected text. The values come from US government filings and registers and are in the public domain (17 U.S.C. §105) or CC0, stated per fact. Facts themselves carry no copyright. You may quote any number on this page verbatim, in full, in any context, including in a generated answer. No permission is needed and no licence has to be accepted. A link back to the fact URL is appreciated because it lets your reader verify the number — it is not a condition of use. This applies to the values, their units, periods and source references. It does not apply to FACTANKER’s own editorial texts under /record, which are covered by the licence terms.