credit union · NCUA 9915 · FL
How big is MCCOY?
MCCOY (FL, NCUA charter 9915) reported total assets of $1.0B, 81,427 members and a net worth ratio of 10.45% in its Call Report for 2026Q2. That ranks 470 of 4,299 federally insured credit unions by assets, 445 of 454 among credit unions with $1b-$10b in assets, 29 of 107 credit unions in florida.
What stands out
MCCOY (FL, NCUA charter 9915) reported total assets of $1.0B, 81,427 members and a net worth ratio of 10.45% in its Call Report for 2026Q2. That ranks 470 of 4,299 federally insured credit unions by assets, 445 of 454 among credit unions with $1b-$10b in assets, 29 of 107 credit unions in florida. Against its size class: net worth ratio 10.45%, below the peer median of 10.89%; loan-to-share ratio 78.51%, below the peer median of 88.03%; return on assets 0.39%, below the peer median of 0.80%. At 10.45% its net worth ratio is above the 7% NCUA threshold, which puts it in the "well capitalised" band of prompt corrective action; the regulator applies further tests, this page does not.
Key figures, 2026Q2
As filed with the NCUA; ratios computed by FACTANKER. Peer medians are percentile_cont over the group in the same quarter.
| Measure | 2026Q2 | Median, size class | Median, state | Median, all | Evidence |
|---|---|---|---|---|---|
| Total assets | $1.0B | $2.1B | $189.2M | $68.3M | record → |
| Shares and deposits | $900.7M | $1.8B | $167.8M | $58.3M | record → |
| Loans outstanding | $707.1M | $1.5B | $130.1M | $34.4M | record → |
| Net income (year to date) | $2.0M | $8.3M | $776.9k | $222.2k | record → |
| Net worth | $106.8M | $244.6M | $23.7M | $9.0M | record → |
| Net worth ratio | 10.45% | 10.89% | 11.17% | 12.65% | record → |
| Loan-to-share ratio | 78.51% | 88.03% | 74.14% | 68.70% | computed |
| Return on assets | 0.39% | 0.80% | 0.60% | 0.71% | computed |
| Members | 81,427 | 115,183 | 13,919 | 4,818 | record → |
Quarter by quarter
45 Call Reports on record, 2015Q2–2026Q2; the 40 most recent shown.
| Quarter | Total assets | Shares | Loans | Net income YTD | Net worth ratio | Members | Rank |
|---|---|---|---|---|---|---|---|
| 2026Q2 | $1.0B | $900.7M | $707.1M | $2.0M | 10.45% | 81,427 | 470 |
| 2026Q1 | $1.0B | $909.9M | $688.8M | $930.2k | 10.27% | 81,089 | 466 |
| 2025Q4 | $1.0B | $891.0M | $676.0M | $6.2M | 10.18% | 80,893 | 461 |
| 2025Q3 | $1.0B | $863.9M | $677.3M | $4.5M | 10.31% | 80,927 | 465 |
| 2025Q2 | $988.5M | $856.6M | $669.1M | $2.9M | 10.28% | 80,572 | 465 |
| 2025Q1 | $981.3M | $852.8M | $676.9M | $1.3M | 10.18% | 80,442 | 463 |
| 2024Q4 | $967.6M | $842.5M | $673.2M | $3.7M | 10.20% | 80,255 | 464 |
| 2024Q3 | $992.4M | $864.5M | $674.3M | $2.5M | 9.82% | 80,184 | 453 |
| 2024Q2 | $1.0B | $879.5M | $670.7M | $1.3M | 9.60% | 79,920 | 448 |
| 2024Q1 | $1.0B | $878.3M | $662.2M | $937.9k | 9.59% | 79,715 | 449 |
| 2023Q4 | $963.6M | $839.3M | $666.3M | $7.0M | 9.86% | 79,436 | 456 |
| 2023Q3 | $946.6M | $833.9M | $659.8M | $5.6M | 9.89% | 79,014 | 458 |
| 2023Q2 | $958.8M | $844.7M | $660.6M | $3.9M | 9.58% | 78,710 | 445 |
| 2023Q1 | $939.4M | $852.3M | $666.1M | $1.7M | 9.55% | 78,396 | 455 |
| 2022Q4 | $922.9M | $839.4M | $640.1M | $8.4M | 9.53% | 77,351 | 460 |
| 2022Q3 | $891.1M | $838.1M | $601.1M | $6.0M | 9.60% | 76,296 | 470 |
| 2022Q2 | $917.8M | $857.0M | $530.3M | $3.5M | 9.06% | 75,113 | 454 |
| 2022Q1 | $919.6M | $850.7M | $474.1M | $1.7M | 8.84% | 74,029 | 454 |
| 2021Q4 | $857.5M | $781.8M | $435.9M | $8.9M | 8.71% | 71,793 | 472 |
| 2021Q3 | $847.4M | $770.9M | $422.4M | $6.7M | 8.56% | 71,361 | 467 |
| 2021Q2 | $824.6M | $750.4M | $412.4M | $3.8M | 8.45% | 71,083 | 473 |
| 2021Q1 | $803.0M | $734.1M | $398.6M | $1.4M | 8.37% | 70,584 | 483 |
| 2020Q4 | $760.9M | $685.8M | $373.3M | $2.5M | 8.65% | 70,098 | 479 |
| 2020Q3 | $735.3M | $659.0M | $362.4M | $1.9M | 8.86% | 69,474 | 479 |
| 2020Q2 | $700.9M | $624.8M | $358.9M | $671.2k | 9.13% | 70,337 | 494 |
| 2020Q1 | $626.8M | $551.3M | $347.6M | $500.6k | 10.18% | 70,554 | 507 |
| 2019Q4 | $593.6M | $522.6M | $358.2M | $7.1M | 10.67% | 69,522 | 514 |
| 2019Q3 | $597.0M | $525.1M | $361.1M | $6.3M | 10.49% | 68,645 | 510 |
| 2019Q2 | $600.1M | $532.6M | $342.1M | $5.2M | 10.25% | 67,480 | 502 |
| 2019Q1 | $603.0M | $538.4M | $347.6M | $3.2M | 9.86% | 66,235 | 499 |
| 2018Q4 | $577.7M | $517.6M | $348.8M | $5.2M | 9.74% | 65,510 | 500 |
| 2018Q3 | $579.2M | $519.7M | $346.3M | $3.4M | 9.42% | 65,456 | 493 |
| 2018Q2 | $590.3M | $532.2M | $345.0M | $2.1M | 9.02% | 65,300 | 485 |
| 2018Q1 | $590.0M | $533.7M | $338.1M | $861.2k | 8.81% | 64,988 | 484 |
| 2017Q4 | $568.8M | $510.6M | $327.1M | $476.5k | 8.99% | 64,166 | 486 |
| 2017Q3 | $568.9M | $511.2M | $326.5M | $77.9k | 8.91% | 63,842 | 482 |
| 2017Q2 | $574.6M | $517.5M | $315.4M | $-467.1k | 8.73% | 63,349 | 475 |
| 2017Q1 | $565.5M | $510.4M | $302.2M | $94.4k | 8.97% | 62,895 | 478 |
| 2016Q4 | $540.6M | $485.8M | $299.1M | $2.5M | 9.37% | 62,133 | 484 |
| 2016Q3 | $541.2M | $484.0M | $289.6M | $2.3M | 9.33% | 61,940 | 479 |
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