credit union · NCUA 9871 · NY
How big is SAINT LAWRENCE?
SAINT LAWRENCE (NY, NCUA charter 9871) reported total assets of $272.3M, 13,363 members and a net worth ratio of 11.47% in its Call Report for 2026Q2. That ranks 1098 of 4,299 federally insured credit unions by assets, 339 of 1,061 among credit unions with $100m-$500m in assets, 51 of 268 credit unions in new york.
What stands out
SAINT LAWRENCE (NY, NCUA charter 9871) reported total assets of $272.3M, 13,363 members and a net worth ratio of 11.47% in its Call Report for 2026Q2. That ranks 1098 of 4,299 federally insured credit unions by assets, 339 of 1,061 among credit unions with $100m-$500m in assets, 51 of 268 credit unions in new york. Against its size class: net worth ratio 11.47%, below the peer median of 11.65%; loan-to-share ratio 79.50%, above the peer median of 73.15%; return on assets 0.82%, above the peer median of 0.74%. At 11.47% its net worth ratio is above the 7% NCUA threshold, which puts it in the "well capitalised" band of prompt corrective action; the regulator applies further tests, this page does not.
Key figures, 2026Q2
As filed with the NCUA; ratios computed by FACTANKER. Peer medians are percentile_cont over the group in the same quarter.
| Measure | 2026Q2 | Median, size class | Median, state | Median, all | Evidence |
|---|---|---|---|---|---|
| Total assets | $272.3M | $198.1M | $46.8M | $68.3M | record → |
| Shares and deposits | $239.3M | $172.3M | $40.0M | $58.3M | record → |
| Loans outstanding | $190.2M | $125.2M | $21.7M | $34.4M | record → |
| Net income (year to date) | $1.1M | $766.3k | $175.9k | $222.2k | record → |
| Net worth | $31.2M | $24.5M | $6.2M | $9.0M | record → |
| Net worth ratio | 11.47% | 11.65% | 12.10% | 12.65% | record → |
| Loan-to-share ratio | 79.50% | 73.15% | 60.91% | 68.70% | computed |
| Return on assets | 0.82% | 0.74% | 0.77% | 0.71% | computed |
| Members | 13,363 | 13,230 | 3,212 | 4,818 | record → |
Quarter by quarter
45 Call Reports on record, 2015Q2–2026Q2; the 40 most recent shown.
| Quarter | Total assets | Shares | Loans | Net income YTD | Net worth ratio | Members | Rank |
|---|---|---|---|---|---|---|---|
| 2026Q2 | $272.3M | $239.3M | $190.2M | $1.1M | 11.47% | 13,363 | 1098 |
| 2026Q1 | $267.7M | $235.6M | $190.4M | $381.8k | 11.40% | 13,338 | 1103 |
| 2025Q4 | $258.6M | $220.7M | $179.4M | $2.5M | 11.65% | 13,311 | 1118 |
| 2025Q3 | $252.3M | $217.9M | $179.6M | $2.0M | 11.76% | 13,279 | 1129 |
| 2025Q2 | $245.4M | $215.5M | $172.5M | $1.3M | 11.82% | 13,198 | 1150 |
| 2025Q1 | $240.7M | $209.1M | $171.4M | $617.3k | 11.78% | 13,118 | 1164 |
| 2024Q4 | $243.5M | $210.5M | $174.5M | $1.9M | 11.39% | 13,058 | 1136 |
| 2024Q3 | $247.8M | $218.7M | $177.0M | $1.6M | 11.08% | 12,984 | 1126 |
| 2024Q2 | $242.0M | $209.9M | $175.7M | $791.8k | 11.02% | 12,834 | 1141 |
| 2024Q1 | $244.6M | $208.3M | $176.4M | $261.6k | 10.69% | 12,722 | 1137 |
| 2023Q4 | $236.0M | $194.7M | $167.1M | $2.1M | 10.96% | 12,677 | 1151 |
| 2023Q3 | $232.0M | $207.8M | $166.2M | $1.5M | 10.93% | 12,605 | 1161 |
| 2023Q2 | $234.0M | $212.3M | $164.1M | $990.0k | 10.61% | 12,492 | 1156 |
| 2023Q1 | $230.9M | $212.4M | $157.2M | $472.8k | 10.46% | 12,402 | 1168 |
| 2022Q4 | $224.1M | $205.0M | $150.3M | $2.4M | 10.65% | 12,241 | 1178 |
| 2022Q3 | $206.4M | $186.3M | $137.9M | $2.0M | 11.35% | 12,044 | 1227 |
| 2022Q2 | $206.1M | $184.4M | $130.8M | $1.2M | 10.98% | 11,896 | 1233 |
| 2022Q1 | $208.4M | $184.8M | $127.9M | $491.6k | 10.53% | 11,773 | 1223 |
| 2021Q4 | $208.9M | $183.3M | $128.8M | $2.4M | 10.27% | 11,729 | 1209 |
| 2021Q3 | $210.3M | $184.4M | $129.0M | $1.9M | 9.99% | 11,681 | 1197 |
| 2021Q2 | $204.0M | $179.1M | $128.8M | $1.0M | 9.84% | 11,525 | 1206 |
| 2021Q1 | $199.4M | $174.3M | $129.4M | $417.3k | 9.76% | 11,321 | 1221 |
| 2020Q4 | $191.2M | $166.4M | $129.5M | $1.6M | 9.96% | 11,130 | 1216 |
| 2020Q3 | $184.3M | $158.7M | $130.7M | $1.1M | 10.10% | 11,077 | 1221 |
| 2020Q2 | $182.2M | $156.1M | $128.8M | $736.5k | 10.00% | 10,946 | 1214 |
| 2020Q1 | $171.9M | $145.4M | $128.4M | $297.1k | 10.35% | 10,856 | 1208 |
| 2019Q4 | $161.0M | $129.1M | $129.5M | $1.4M | 10.87% | 10,810 | 1232 |
| 2019Q3 | $161.5M | $130.9M | $129.9M | $1.1M | 10.64% | 10,756 | 1221 |
| 2019Q2 | $164.2M | $131.1M | $127.3M | $538.8k | 10.16% | 10,591 | 1214 |
| 2019Q1 | $163.2M | $130.1M | $123.2M | $254.9k | 10.04% | 10,423 | 1214 |
| 2018Q4 | $160.2M | $126.4M | $122.6M | $769.4k | 10.07% | 10,341 | 1209 |
| 2018Q3 | $170.5M | $138.1M | $120.5M | $710.4k | 9.43% | 10,273 | 1164 |
| 2018Q2 | $164.7M | $132.5M | $115.3M | $459.6k | 9.61% | 10,109 | 1195 |
| 2018Q1 | $161.8M | $131.8M | $108.9M | $267.7k | 9.66% | 10,017 | 1200 |
| 2017Q4 | $159.5M | $127.6M | $106.6M | $1.0M | 9.63% | 9,891 | 1190 |
| 2017Q3 | $152.4M | $122.5M | $104.8M | $792.8k | 9.93% | 9,780 | 1234 |
| 2017Q2 | $151.4M | $123.8M | $100.8M | $565.5k | 9.85% | 9,670 | 1237 |
| 2017Q1 | $150.1M | $122.9M | $97.5M | $390.4k | 9.81% | 9,561 | 1246 |
| 2016Q4 | $140.4M | $118.5M | $91.8M | $1.2M | 10.22% | 9,542 | 1273 |
| 2016Q3 | $131.6M | $109.8M | $90.3M | $844.7k | 10.60% | 9,536 | 1318 |
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