credit union · NCUA 98 · NY
How big is NIAGARA FALLS TEACHERS?
NIAGARA FALLS TEACHERS (NY, NCUA charter 98) reported total assets of $13.6M, 1,443 members and a net worth ratio of 18.43% in its Call Report for 2026Q2. That ranks 3351 of 4,299 federally insured credit unions by assets, 958 of 1,135 among credit unions with $10m-$50m in assets, 197 of 268 credit unions in new york.
What stands out
NIAGARA FALLS TEACHERS (NY, NCUA charter 98) reported total assets of $13.6M, 1,443 members and a net worth ratio of 18.43% in its Call Report for 2026Q2. That ranks 3351 of 4,299 federally insured credit unions by assets, 958 of 1,135 among credit unions with $10m-$50m in assets, 197 of 268 credit unions in new york. Against its size class: net worth ratio 18.43%, above the peer median of 13.88%; loan-to-share ratio 42.62%, below the peer median of 57.77%; return on assets 1.09%, above the peer median of 0.70%. At 18.43% its net worth ratio is above the 7% NCUA threshold, which puts it in the "well capitalised" band of prompt corrective action; the regulator applies further tests, this page does not.
Key figures, 2026Q2
As filed with the NCUA; ratios computed by FACTANKER. Peer medians are percentile_cont over the group in the same quarter.
| Measure | 2026Q2 | Median, size class | Median, state | Median, all | Evidence |
|---|---|---|---|---|---|
| Total assets | $13.6M | $25.2M | $46.8M | $68.3M | record → |
| Shares and deposits | $11.1M | $21.4M | $40.0M | $58.3M | record → |
| Loans outstanding | $4.7M | $11.2M | $21.7M | $34.4M | record → |
| Net income (year to date) | $74.2k | $82.1k | $175.9k | $222.2k | record → |
| Net worth | $2.5M | $3.4M | $6.2M | $9.0M | record → |
| Net worth ratio | 18.43% | 13.88% | 12.10% | 12.65% | record → |
| Loan-to-share ratio | 42.62% | 57.77% | 60.91% | 68.70% | computed |
| Return on assets | 1.09% | 0.70% | 0.77% | 0.71% | computed |
| Members | 1,443 | 2,092 | 3,212 | 4,818 | record → |
Quarter by quarter
45 Call Reports on record, 2015Q2–2026Q2; the 40 most recent shown.
| Quarter | Total assets | Shares | Loans | Net income YTD | Net worth ratio | Members | Rank |
|---|---|---|---|---|---|---|---|
| 2026Q2 | $13.6M | $11.1M | $4.7M | $74.2k | 18.43% | 1,443 | 3351 |
| 2026Q1 | $13.5M | $11.1M | $5.1M | $24.2k | 18.19% | 1,473 | 3379 |
| 2025Q4 | $11.8M | $9.5M | $4.3M | $168.1k | 18.99% | 1,230 | 3467 |
| 2025Q3 | $11.6M | $9.3M | $4.4M | $163.1k | 19.26% | 1,235 | 3499 |
| 2025Q2 | $12.3M | $10.1M | $4.5M | $94.6k | 17.55% | 1,242 | 3493 |
| 2025Q1 | $12.1M | $10.0M | $4.8M | $39.0k | 17.31% | 1,255 | 3526 |
| 2024Q4 | $12.2M | $10.1M | $4.9M | $76.9k | 16.97% | 1,266 | 3537 |
| 2024Q3 | $12.3M | $10.3M | $5.3M | $83.8k | 16.79% | 1,264 | 3552 |
| 2024Q2 | $12.7M | $10.7M | $5.3M | $21.7k | 15.80% | 1,268 | 3560 |
| 2024Q1 | $12.7M | $10.7M | $5.1M | $11.7k | 15.74% | 1,273 | 3586 |
| 2023Q4 | $12.6M | $10.6M | $5.1M | $42.3k | 15.75% | 1,285 | 3605 |
| 2023Q3 | $12.8M | $10.8M | $4.9M | $47.7k | 15.60% | 1,288 | 3622 |
| 2023Q2 | $13.8M | $11.8M | $4.6M | $38.1k | 14.38% | 1,300 | 3607 |
| 2023Q1 | $14.2M | $12.2M | $4.5M | $26.4k | 13.86% | 1,305 | 3603 |
| 2022Q4 | $14.1M | $12.1M | $4.2M | $-8.6k | 13.80% | 1,314 | 3643 |
| 2022Q3 | $14.1M | $12.2M | $3.8M | $-2.3k | 13.81% | 1,317 | 3665 |
| 2022Q2 | $14.9M | $12.9M | $3.7M | $-10.7k | 13.04% | 1,329 | 3646 |
| 2022Q1 | $14.6M | $12.6M | $3.7M | $3.2k | 13.42% | 1,328 | 3689 |
| 2021Q4 | $14.0M | $12.0M | $3.9M | $21.7k | 13.93% | 1,343 | 3720 |
| 2021Q3 | $13.8M | $11.8M | $4.1M | $49.0k | 14.33% | 1,355 | 3745 |
| 2021Q2 | $14.1M | $12.1M | $4.1M | $17.4k | 13.86% | 1,363 | 3749 |
| 2021Q1 | $14.0M | $12.0M | $4.2M | $-357 | 13.82% | 1,387 | 3765 |
| 2020Q4 | $13.3M | $11.4M | $4.1M | $39.3k | 14.48% | 1,397 | 3783 |
| 2020Q3 | $13.0M | $11.1M | $4.1M | $41.7k | 14.83% | 1,409 | 3802 |
| 2020Q2 | $13.5M | $11.6M | $4.1M | $31.3k | 14.25% | 1,413 | 3763 |
| 2020Q1 | $12.7M | $10.8M | $4.3M | $10.4k | 14.91% | 1,417 | 3776 |
| 2019Q4 | $12.6M | $10.7M | $4.6M | $78.2k | 15.02% | 1,450 | 3778 |
| 2019Q3 | $12.3M | $10.4M | $4.3M | $80.2k | 15.35% | 1,452 | 3811 |
| 2019Q2 | $12.9M | $11.0M | $4.0M | $38.7k | 14.37% | 1,455 | 3783 |
| 2019Q1 | $13.2M | $11.3M | $3.9M | $24.3k | 13.96% | 1,461 | 3780 |
| 2018Q4 | $12.3M | $10.5M | $3.9M | $50.7k | 14.77% | 1,471 | 3851 |
| 2018Q3 | $12.3M | $10.5M | $3.9M | $55.6k | 14.83% | 1,471 | 3869 |
| 2018Q2 | $12.9M | $11.2M | $3.9M | $23.9k | 13.79% | 1,474 | 3834 |
| 2018Q1 | $12.7M | $11.0M | $3.8M | $10.7k | 13.93% | 1,478 | 3881 |
| 2017Q4 | $12.1M | $10.4M | $3.9M | $29.0k | 14.51% | 1,481 | 3930 |
| 2017Q3 | $12.1M | $10.4M | $4.0M | $28.9k | 14.51% | 1,492 | 3969 |
| 2017Q2 | $12.7M | $11.0M | $3.7M | $19.7k | 13.75% | 1,504 | 3946 |
| 2017Q1 | $12.5M | $10.8M | $3.6M | $14.0k | 13.92% | 1,511 | 3971 |
| 2016Q4 | $11.9M | $10.2M | $3.7M | $27.1k | 14.52% | 1,527 | 4016 |
| 2016Q3 | $11.7M | $9.9M | $3.7M | $30.6k | 14.86% | 1,525 | 4065 |
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