credit union · NCUA 96756 · OH
How big is MILLSTREAM AREA?
MILLSTREAM AREA (OH, NCUA charter 96756) reported total assets of $70.8M, 7,643 members and a net worth ratio of 12.64% in its Call Report for 2026Q2. That ranks 2124 of 4,299 federally insured credit unions by assets, 304 of 573 among credit unions with $50m-$100m in assets, 94 of 192 credit unions in ohio.
What stands out
MILLSTREAM AREA (OH, NCUA charter 96756) reported total assets of $70.8M, 7,643 members and a net worth ratio of 12.64% in its Call Report for 2026Q2. That ranks 2124 of 4,299 federally insured credit unions by assets, 304 of 573 among credit unions with $50m-$100m in assets, 94 of 192 credit unions in ohio. Against its size class: net worth ratio 12.64%, below the peer median of 12.95%; loan-to-share ratio 55.92%, below the peer median of 60.93%; return on assets 1.41%, above the peer median of 0.73%. At 12.64% its net worth ratio is above the 7% NCUA threshold, which puts it in the "well capitalised" band of prompt corrective action; the regulator applies further tests, this page does not.
Key figures, 2026Q2
As filed with the NCUA; ratios computed by FACTANKER. Peer medians are percentile_cont over the group in the same quarter.
| Measure | 2026Q2 | Median, size class | Median, state | Median, all | Evidence |
|---|---|---|---|---|---|
| Total assets | $70.8M | $72.1M | $65.8M | $68.3M | record → |
| Shares and deposits | $61.3M | $61.4M | $57.9M | $58.3M | record → |
| Loans outstanding | $34.3M | $37.6M | $30.5M | $34.4M | record → |
| Net income (year to date) | $500.2k | $269.0k | $232.8k | $222.2k | record → |
| Net worth | $8.9M | $9.2M | $8.1M | $9.0M | record → |
| Net worth ratio | 12.64% | 12.95% | 12.10% | 12.65% | record → |
| Loan-to-share ratio | 55.92% | 60.93% | 64.09% | 68.70% | computed |
| Return on assets | 1.41% | 0.73% | 0.73% | 0.71% | computed |
| Members | 7,643 | 5,030 | 5,106 | 4,818 | record → |
Quarter by quarter
45 Call Reports on record, 2015Q2–2026Q2; the 40 most recent shown.
| Quarter | Total assets | Shares | Loans | Net income YTD | Net worth ratio | Members | Rank |
|---|---|---|---|---|---|---|---|
| 2026Q2 | $70.8M | $61.3M | $34.3M | $500.2k | 12.64% | 7,643 | 2124 |
| 2026Q1 | $70.3M | $61.2M | $33.9M | $268.3k | 12.39% | 7,832 | 2131 |
| 2025Q4 | $70.6M | $61.7M | $34.8M | $869.6k | 11.95% | 7,786 | 2129 |
| 2025Q3 | $66.8M | $58.2M | $34.2M | $609.2k | 12.29% | 7,712 | 2171 |
| 2025Q2 | $67.4M | $58.4M | $33.5M | $353.5k | 11.82% | 7,664 | 2172 |
| 2025Q1 | $66.7M | $58.4M | $31.3M | $190.2k | 11.70% | 7,821 | 2187 |
| 2024Q4 | $62.5M | $54.5M | $31.4M | $947.8k | 12.17% | 7,768 | 2236 |
| 2024Q3 | $62.1M | $54.3M | $31.0M | $704.1k | 11.93% | 7,795 | 2251 |
| 2024Q2 | $61.9M | $54.6M | $31.4M | $435.0k | 11.52% | 7,774 | 2261 |
| 2024Q1 | $61.3M | $54.2M | $31.2M | $164.0k | 11.20% | 7,821 | 2280 |
| 2023Q4 | $59.3M | $52.5M | $31.5M | $651.3k | 11.30% | 7,824 | 2301 |
| 2023Q3 | $58.5M | $52.1M | $31.6M | $445.1k | 11.16% | 7,767 | 2324 |
| 2023Q2 | $60.0M | $53.8M | $30.3M | $336.7k | 10.70% | 7,725 | 2304 |
| 2023Q1 | $61.2M | $55.3M | $29.9M | $111.6k | 10.13% | 7,745 | 2302 |
| 2022Q4 | $59.8M | $53.8M | $28.8M | $553.7k | 10.20% | 7,840 | 2334 |
| 2022Q3 | $61.9M | $56.2M | $29.0M | $389.9k | 9.58% | 7,791 | 2310 |
| 2022Q2 | $62.8M | $57.1M | $28.5M | $272.6k | 9.26% | 7,760 | 2303 |
| 2022Q1 | $63.9M | $58.1M | $27.1M | $138.6k | 8.90% | 7,761 | 2293 |
| 2021Q4 | $59.2M | $53.3M | $27.1M | $130.0k | 9.37% | 7,736 | 2351 |
| 2021Q3 | $59.4M | $53.8M | $26.0M | $73.1k | 9.24% | 7,658 | 2333 |
| 2021Q2 | $59.0M | $53.5M | $26.0M | $2.2k | 9.18% | 7,616 | 2334 |
| 2021Q1 | $59.7M | $54.1M | $25.7M | $-28.5k | 9.02% | 7,569 | 2316 |
| 2020Q4 | $54.8M | $49.2M | $26.8M | $9.5k | 9.88% | 7,518 | 2347 |
| 2020Q3 | $52.0M | $46.4M | $26.1M | $-45.5k | 10.30% | 7,573 | 2385 |
| 2020Q2 | $52.4M | $46.8M | $26.0M | $-19.5k | 10.26% | 7,574 | 2364 |
| 2020Q1 | $47.3M | $41.7M | $26.2M | $24.9k | 11.47% | 7,625 | 2404 |
| 2019Q4 | $45.4M | $39.8M | $26.9M | $537.6k | 11.89% | 7,705 | 2426 |
| 2019Q3 | $43.5M | $38.5M | $28.7M | $264.1k | 12.12% | 7,737 | 2470 |
| 2019Q2 | $43.9M | $38.8M | $28.6M | $100.8k | 11.63% | 7,705 | 2470 |
| 2019Q1 | $44.2M | $39.1M | $28.2M | $26.1k | 11.40% | 8,152 | 2466 |
| 2018Q4 | $41.3M | $36.2M | $29.0M | $379.5k | 12.13% | 8,330 | 2519 |
| 2018Q3 | $40.5M | $35.6M | $28.7M | $233.0k | 12.00% | 8,332 | 2545 |
| 2018Q2 | $40.6M | $35.8M | $28.4M | $139.8k | 11.74% | 8,305 | 2559 |
| 2018Q1 | $40.2M | $35.4M | $28.5M | $53.8k | 11.66% | 8,304 | 2577 |
| 2017Q4 | $38.5M | $33.8M | $29.0M | $173.6k | 12.02% | 8,364 | 2597 |
| 2017Q3 | $39.2M | $34.4M | $29.1M | $186.9k | 11.91% | 8,520 | 2590 |
| 2017Q2 | $39.8M | $35.1M | $29.2M | $112.9k | 11.48% | 8,498 | 2596 |
| 2017Q1 | $40.4M | $35.8M | $28.6M | $22.7k | 11.10% | 8,485 | 2576 |
| 2016Q4 | $37.9M | $33.7M | $28.2M | $310.5k | 11.75% | 8,479 | 2624 |
| 2016Q3 | $37.8M | $33.6M | $27.9M | $210.1k | 11.51% | 8,476 | 2637 |
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