credit union · NCUA 9604 · NY
How big is FIRST HERITAGE?
FIRST HERITAGE (NY, NCUA charter 9604) reported total assets of $839.7M, 51,464 members and a net worth ratio of 11.06% in its Call Report for 2026Q2. That ranks 544 of 4,299 federally insured credit unions by assets, 65 of 280 among credit unions with $500m-$1b in assets, 26 of 268 credit unions in new york.
What stands out
FIRST HERITAGE (NY, NCUA charter 9604) reported total assets of $839.7M, 51,464 members and a net worth ratio of 11.06% in its Call Report for 2026Q2. That ranks 544 of 4,299 federally insured credit unions by assets, 65 of 280 among credit unions with $500m-$1b in assets, 26 of 268 credit unions in new york. Against its size class: net worth ratio 11.06%, above the peer median of 10.59%; loan-to-share ratio 82.06%, below the peer median of 83.51%; return on assets 0.96%, above the peer median of 0.75%. At 11.06% its net worth ratio is above the 7% NCUA threshold, which puts it in the "well capitalised" band of prompt corrective action; the regulator applies further tests, this page does not.
Key figures, 2026Q2
As filed with the NCUA; ratios computed by FACTANKER. Peer medians are percentile_cont over the group in the same quarter.
| Measure | 2026Q2 | Median, size class | Median, state | Median, all | Evidence |
|---|---|---|---|---|---|
| Total assets | $839.7M | $714.8M | $46.8M | $68.3M | record → |
| Shares and deposits | $748.4M | $614.6M | $40.0M | $58.3M | record → |
| Loans outstanding | $614.2M | $502.2M | $21.7M | $34.4M | record → |
| Net income (year to date) | $4.0M | $2.5M | $175.9k | $222.2k | record → |
| Net worth | $90.4M | $74.4M | $6.2M | $9.0M | record → |
| Net worth ratio | 11.06% | 10.59% | 12.10% | 12.65% | record → |
| Loan-to-share ratio | 82.06% | 83.51% | 60.91% | 68.70% | computed |
| Return on assets | 0.96% | 0.75% | 0.77% | 0.71% | computed |
| Members | 51,464 | 41,964 | 3,212 | 4,818 | record → |
Quarter by quarter
45 Call Reports on record, 2015Q2–2026Q2; the 40 most recent shown.
| Quarter | Total assets | Shares | Loans | Net income YTD | Net worth ratio | Members | Rank |
|---|---|---|---|---|---|---|---|
| 2026Q2 | $839.7M | $748.4M | $614.2M | $4.0M | 11.06% | 51,464 | 544 |
| 2026Q1 | $838.4M | $747.0M | $603.1M | $2.1M | 11.00% | 50,929 | 543 |
| 2025Q4 | $805.3M | $714.6M | $596.8M | $7.0M | 10.96% | 50,375 | 550 |
| 2025Q3 | $787.5M | $698.7M | $589.5M | $4.6M | 10.75% | 49,934 | 554 |
| 2025Q2 | $785.6M | $700.9M | $580.6M | $2.7M | 10.52% | 49,632 | 555 |
| 2025Q1 | $770.9M | $689.7M | $569.5M | $1.4M | 10.57% | 48,806 | 562 |
| 2024Q4 | $747.7M | $667.6M | $560.6M | $5.7M | 10.85% | 48,176 | 567 |
| 2024Q3 | $732.2M | $653.1M | $552.8M | $4.0M | 10.62% | 47,746 | 579 |
| 2024Q2 | $728.0M | $649.4M | $546.3M | $2.5M | 10.56% | 47,287 | 580 |
| 2024Q1 | $719.3M | $641.2M | $535.6M | $1.2M | 10.59% | 46,676 | 583 |
| 2023Q4 | $701.1M | $624.5M | $525.4M | $4.7M | 10.58% | 46,117 | 591 |
| 2023Q3 | $689.7M | $617.9M | $514.4M | $3.3M | 10.49% | 45,776 | 593 |
| 2023Q2 | $695.8M | $626.5M | $495.9M | $2.3M | 10.25% | 45,371 | 584 |
| 2023Q1 | $699.0M | $630.5M | $482.1M | $1.1M | 10.26% | 44,942 | 583 |
| 2022Q4 | $684.3M | $617.5M | $482.9M | $4.3M | 10.21% | 44,529 | 586 |
| 2022Q3 | $671.5M | $606.9M | $475.0M | $3.3M | 10.20% | 44,250 | 588 |
| 2022Q2 | $672.3M | $606.3M | $451.7M | $2.1M | 10.13% | 43,783 | 588 |
| 2022Q1 | $668.1M | $602.2M | $427.5M | $1.3M | 10.14% | 43,469 | 588 |
| 2021Q4 | $646.5M | $578.0M | $418.7M | $5.3M | 10.07% | 43,255 | 592 |
| 2021Q3 | $642.1M | $572.7M | $415.6M | $4.6M | 10.20% | 43,114 | 584 |
| 2021Q2 | $638.7M | $571.6M | $413.9M | $2.0M | 10.10% | 42,887 | 580 |
| 2021Q1 | $633.3M | $568.3M | $404.6M | $481.4k | 10.19% | 42,656 | 576 |
| 2020Q4 | $585.1M | $520.6M | $393.7M | $2.0M | 10.11% | 42,310 | 586 |
| 2020Q3 | $565.7M | $501.2M | $382.8M | $1.5M | 10.37% | 44,565 | 588 |
| 2020Q2 | $555.2M | $491.4M | $363.2M | $848.2k | 10.45% | 43,961 | 587 |
| 2020Q1 | $510.9M | $449.2M | $343.6M | $441.1k | 11.28% | 43,499 | 595 |
| 2019Q4 | $493.0M | $432.6M | $340.8M | $2.8M | 11.60% | 43,578 | 597 |
| 2019Q3 | $487.9M | $427.8M | $327.5M | $2.3M | 11.60% | 43,074 | 595 |
| 2019Q2 | $488.8M | $429.4M | $319.0M | $1.3M | 11.38% | 40,287 | 587 |
| 2019Q1 | $484.0M | $426.6M | $314.8M | $562.8k | 11.34% | 39,841 | 589 |
| 2018Q4 | $468.7M | $413.6M | $312.9M | $2.5M | 11.59% | 39,593 | 590 |
| 2018Q3 | $462.3M | $407.3M | $308.4M | $2.1M | 11.67% | 39,297 | 594 |
| 2018Q2 | $457.7M | $404.2M | $296.6M | $838.3k | 11.51% | 38,032 | 594 |
| 2018Q1 | $455.1M | $401.9M | $292.0M | $480.0k | 11.49% | 37,512 | 596 |
| 2017Q4 | $450.6M | $396.2M | $287.9M | $2.7M | 11.50% | 37,132 | 592 |
| 2017Q3 | $450.0M | $395.2M | $282.7M | $2.2M | 11.40% | 36,931 | 590 |
| 2017Q2 | $452.5M | $399.3M | $276.5M | $1.3M | 11.14% | 36,497 | 587 |
| 2017Q1 | $444.7M | $393.2M | $268.0M | $105.4k | 11.15% | 36,308 | 588 |
| 2016Q4 | $431.0M | $380.2M | $263.3M | $2.6M | 11.40% | 35,320 | 590 |
| 2016Q3 | $433.3M | $380.6M | $258.4M | $2.0M | 11.19% | 34,095 | 586 |
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