credit union · NCUA 95742 · MD
How big is POST OFFICE CU OF MD, INC.?
POST OFFICE CU OF MD, INC. (MD, NCUA charter 95742) reported total assets of $28.2M, 3,228 members and a net worth ratio of 25.20% in its Call Report for 2026Q2. That ranks 2879 of 4,299 federally insured credit unions by assets, 486 of 1,135 among credit unions with $10m-$50m in assets, 45 of 60 credit unions in maryland.
What stands out
POST OFFICE CU OF MD, INC. (MD, NCUA charter 95742) reported total assets of $28.2M, 3,228 members and a net worth ratio of 25.20% in its Call Report for 2026Q2. That ranks 2879 of 4,299 federally insured credit unions by assets, 486 of 1,135 among credit unions with $10m-$50m in assets, 45 of 60 credit unions in maryland. Against its size class: net worth ratio 25.20%, above the peer median of 13.88%; loan-to-share ratio 115.01%, above the peer median of 57.77%; return on assets 0.51%, below the peer median of 0.70%. At 25.20% its net worth ratio is above the 7% NCUA threshold, which puts it in the "well capitalised" band of prompt corrective action; the regulator applies further tests, this page does not.
Key figures, 2026Q2
As filed with the NCUA; ratios computed by FACTANKER. Peer medians are percentile_cont over the group in the same quarter.
| Measure | 2026Q2 | Median, size class | Median, state | Median, all | Evidence |
|---|---|---|---|---|---|
| Total assets | $28.2M | $25.2M | $162.8M | $68.3M | record → |
| Shares and deposits | $21.0M | $21.4M | $141.6M | $58.3M | record → |
| Loans outstanding | $24.2M | $11.2M | $99.8M | $34.4M | record → |
| Net income (year to date) | $72.2k | $82.1k | $491.6k | $222.2k | record → |
| Net worth | $7.1M | $3.4M | $26.0M | $9.0M | record → |
| Net worth ratio | 25.20% | 13.88% | 12.37% | 12.65% | record → |
| Loan-to-share ratio | 115.01% | 57.77% | 69.60% | 68.70% | computed |
| Return on assets | 0.51% | 0.70% | 0.52% | 0.71% | computed |
| Members | 3,228 | 2,092 | 13,794 | 4,818 | record → |
Quarter by quarter
45 Call Reports on record, 2015Q2–2026Q2; the 40 most recent shown.
| Quarter | Total assets | Shares | Loans | Net income YTD | Net worth ratio | Members | Rank |
|---|---|---|---|---|---|---|---|
| 2026Q2 | $28.2M | $21.0M | $24.2M | $72.2k | 25.20% | 3,228 | 2879 |
| 2026Q1 | $29.3M | $20.6M | $22.3M | $16.1k | 24.11% | 3,006 | 2871 |
| 2025Q4 | $28.2M | $19.5M | $20.9M | $-29.7k | 24.99% | 2,960 | 2899 |
| 2025Q3 | $27.8M | $20.6M | $17.3M | $28.2k | 25.53% | 2,776 | 2926 |
| 2025Q2 | $27.8M | $20.6M | $17.3M | $28.2k | 25.53% | 2,776 | 2942 |
| 2025Q1 | $28.1M | $21.0M | $15.3M | $13.7k | 25.15% | 2,669 | 2954 |
| 2024Q4 | $28.1M | $21.0M | $13.8M | $-177.3k | 25.07% | 2,593 | 2959 |
| 2024Q3 | $28.4M | $21.3M | $12.2M | $-164.9k | 24.88% | 2,463 | 2967 |
| 2024Q2 | $28.7M | $21.5M | $10.9M | $-122.3k | 24.79% | 2,420 | 2971 |
| 2024Q1 | $29.1M | $21.9M | $9.2M | $-64.5k | 24.63% | 2,423 | 2976 |
| 2023Q4 | $29.3M | $22.0M | $8.5M | $-505.3k | 24.67% | 2,395 | 2968 |
| 2023Q3 | $31.5M | $23.1M | $8.0M | $-382.7k | 23.31% | 2,395 | 2917 |
| 2023Q2 | $31.3M | $23.7M | $7.2M | $-249.6k | 23.96% | 2,447 | 2945 |
| 2023Q1 | $33.5M | $25.3M | $5.8M | $-90.7k | 24.19% | 2,425 | 2896 |
| 2022Q4 | $33.2M | $25.3M | $6.0M | $-328.0k | 23.64% | 2,459 | 2917 |
| 2022Q3 | $33.2M | $25.0M | $6.0M | $-280.5k | 24.09% | 2,431 | 2942 |
| 2022Q2 | $33.2M | $25.0M | $6.0M | $-187.0k | 24.09% | 2,431 | 2955 |
| 2022Q1 | $33.5M | $25.3M | $5.8M | $-131.4k | 24.19% | 2,425 | 2958 |
| 2021Q4 | $33.2M | $25.0M | $5.9M | $-481.2k | 24.64% | 2,449 | 2949 |
| 2021Q3 | $33.2M | $24.9M | $5.9M | $-361.6k | 24.87% | 2,463 | 2954 |
| 2021Q2 | $33.8M | $25.4M | $5.9M | $-180.2k | 24.60% | 3,894 | 2928 |
| 2021Q1 | $33.2M | $24.7M | $6.1M | $-87.2k | 25.35% | 3,877 | 2949 |
| 2020Q4 | $32.5M | $24.0M | $6.2M | $-173.6k | 26.10% | 2,810 | 2909 |
| 2020Q3 | $32.6M | $24.0M | $6.2M | $-124.7k | 26.17% | 2,870 | 2887 |
| 2020Q2 | $32.4M | $23.8M | $6.3M | $-70.1k | 26.49% | 2,906 | 2879 |
| 2020Q1 | $31.3M | $22.6M | $6.4M | $-1.6k | 27.67% | 2,944 | 2855 |
| 2019Q4 | $30.9M | $22.2M | $6.5M | $-75.9k | 28.01% | 2,969 | 2851 |
| 2019Q3 | $30.8M | $22.1M | $6.4M | $-55.6k | 28.17% | 2,962 | 2847 |
| 2019Q2 | $31.5M | $22.7M | $6.2M | $-28.1k | 27.70% | 2,940 | 2836 |
| 2019Q1 | $31.2M | $22.5M | $5.8M | $12.5k | 28.07% | 2,972 | 2858 |
| 2018Q4 | $30.9M | $22.4M | $5.6M | $-112.1k | 28.28% | 2,965 | 2838 |
| 2018Q3 | $31.1M | $22.6M | $5.5M | $-75.7k | 28.27% | 2,971 | 2848 |
| 2018Q2 | $31.2M | $22.7M | $5.1M | $-70.7k | 28.14% | 3,005 | 2864 |
| 2018Q1 | $31.5M | $23.0M | $5.0M | $-337 | 28.07% | 3,042 | 2852 |
| 2017Q4 | $32.1M | $23.4M | $5.1M | $36.3k | 27.60% | 3,240 | 2809 |
| 2017Q3 | $32.4M | $23.7M | $5.2M | $28.7k | 27.26% | 3,093 | 2814 |
| 2017Q2 | $33.0M | $24.3M | $5.1M | $7.6k | 26.77% | 3,103 | 2814 |
| 2017Q1 | $32.7M | $24.0M | $4.8M | $3.4k | 26.94% | 3,109 | 2831 |
| 2016Q4 | $32.5M | $23.8M | $4.9M | $-7.7k | 27.13% | 3,114 | 2805 |
| 2016Q3 | $32.9M | $23.8M | $4.9M | $-8.4k | 26.82% | 3,131 | 2799 |
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