credit union · NCUA 95072 · CA
How big is EL MONTE COMMUNITY CREDIT UNION?
EL MONTE COMMUNITY CREDIT UNION (CA, NCUA charter 95072) reported total assets of $34.4M, 2,647 members and a net worth ratio of 10.44% in its Call Report for 2026Q2. That ranks 2723 of 4,299 federally insured credit unions by assets, 330 of 1,135 among credit unions with $10m-$50m in assets, 198 of 239 credit unions in california.
What stands out
EL MONTE COMMUNITY CREDIT UNION (CA, NCUA charter 95072) reported total assets of $34.4M, 2,647 members and a net worth ratio of 10.44% in its Call Report for 2026Q2. That ranks 2723 of 4,299 federally insured credit unions by assets, 330 of 1,135 among credit unions with $10m-$50m in assets, 198 of 239 credit unions in california. Against its size class: net worth ratio 10.44%, below the peer median of 13.88%; loan-to-share ratio 59.65%, above the peer median of 57.77%; return on assets 0.74%, above the peer median of 0.70%. At 10.44% its net worth ratio is above the 7% NCUA threshold, which puts it in the "well capitalised" band of prompt corrective action; the regulator applies further tests, this page does not.
Key figures, 2026Q2
As filed with the NCUA; ratios computed by FACTANKER. Peer medians are percentile_cont over the group in the same quarter.
| Measure | 2026Q2 | Median, size class | Median, state | Median, all | Evidence |
|---|---|---|---|---|---|
| Total assets | $34.4M | $25.2M | $205.9M | $68.3M | record → |
| Shares and deposits | $30.3M | $21.4M | $179.4M | $58.3M | record → |
| Loans outstanding | $18.1M | $11.2M | $125.6M | $34.4M | record → |
| Net income (year to date) | $127.0k | $82.1k | $432.9k | $222.2k | record → |
| Net worth | $3.6M | $3.4M | $25.9M | $9.0M | record → |
| Net worth ratio | 10.44% | 13.88% | 11.30% | 12.65% | record → |
| Loan-to-share ratio | 59.65% | 57.77% | 72.15% | 68.70% | computed |
| Return on assets | 0.74% | 0.70% | 0.56% | 0.71% | computed |
| Members | 2,647 | 2,092 | 11,423 | 4,818 | record → |
Quarter by quarter
45 Call Reports on record, 2015Q2–2026Q2; the 40 most recent shown.
| Quarter | Total assets | Shares | Loans | Net income YTD | Net worth ratio | Members | Rank |
|---|---|---|---|---|---|---|---|
| 2026Q2 | $34.4M | $30.3M | $18.1M | $127.0k | 10.44% | 2,647 | 2723 |
| 2026Q1 | $33.0M | $29.0M | $17.3M | $46.8k | 10.67% | 2,649 | 2774 |
| 2025Q4 | $31.6M | $27.6M | $17.2M | $414.4k | 10.98% | 2,637 | 2810 |
| 2025Q3 | $33.1M | $29.5M | $16.8M | $294.3k | 10.12% | 2,610 | 2779 |
| 2025Q2 | $33.0M | $29.2M | $16.1M | $175.3k | 9.82% | 2,650 | 2798 |
| 2025Q1 | $33.1M | $29.6M | $16.1M | $72.3k | 9.47% | 2,635 | 2812 |
| 2024Q4 | $32.6M | $29.0M | $16.0M | $255.1k | 9.40% | 2,626 | 2824 |
| 2024Q3 | $33.8M | $30.1M | $15.9M | $170.1k | 8.82% | 2,640 | 2800 |
| 2024Q2 | $33.4M | $30.1M | $14.5M | $85.4k | 8.66% | 2,638 | 2831 |
| 2024Q1 | $33.5M | $30.4M | $13.6M | $25.9k | 8.46% | 2,650 | 2854 |
| 2023Q4 | $30.8M | $27.7M | $13.7M | $157.0k | 9.14% | 2,664 | 2917 |
| 2023Q3 | $32.3M | $28.9M | $12.4M | $122.9k | 8.61% | 2,711 | 2892 |
| 2023Q2 | $33.6M | $30.3M | $12.4M | $75.2k | 8.13% | 2,730 | 2874 |
| 2023Q1 | $34.4M | $31.4M | $12.3M | $45.5k | 7.86% | 2,756 | 2877 |
| 2022Q4 | $32.8M | $29.8M | $11.6M | $144.8k | 8.10% | 2,769 | 2931 |
| 2022Q3 | $35.4M | $32.5M | $10.3M | $113.0k | 7.42% | 2,554 | 2869 |
| 2022Q2 | $35.9M | $33.1M | $8.2M | $-36.7k | 6.91% | 2,707 | 2862 |
| 2022Q1 | $35.8M | $33.0M | $7.3M | $-9.5k | 7.00% | 2,729 | 2872 |
| 2021Q4 | $35.3M | $32.6M | $7.1M | $-57.8k | 7.12% | 2,764 | 2875 |
| 2021Q3 | $35.8M | $33.0M | $7.3M | $-51.6k | 7.05% | 2,820 | 2852 |
| 2021Q2 | $35.7M | $32.9M | $7.1M | $-24.0k | 7.15% | 2,680 | 2857 |
| 2021Q1 | $35.6M | $32.8M | $6.8M | $-17.9k | 7.17% | 3,140 | 2860 |
| 2020Q4 | $33.9M | $30.9M | $7.0M | $55.6k | 7.60% | 3,149 | 2862 |
| 2020Q3 | $33.9M | $31.2M | $8.2M | $15.7k | 7.46% | 3,875 | 2844 |
| 2020Q2 | $33.2M | $30.4M | $9.2M | $7.3k | 7.60% | 3,393 | 2855 |
| 2020Q1 | $30.8M | $28.1M | $9.9M | $11.0k | 8.21% | 3,430 | 2872 |
| 2019Q4 | $29.3M | $26.5M | $10.0M | $152.2k | 8.59% | 3,457 | 2910 |
| 2019Q3 | $29.5M | $26.8M | $10.0M | $126.3k | 8.45% | 3,455 | 2899 |
| 2019Q2 | $30.3M | $27.7M | $10.3M | $80.8k | 8.06% | 3,456 | 2878 |
| 2019Q1 | $30.1M | $27.4M | $10.5M | $27.2k | 7.93% | 3,500 | 2897 |
| 2018Q4 | $28.2M | $25.4M | $11.0M | $21.9k | 8.39% | 3,528 | 2959 |
| 2018Q3 | $29.0M | $26.5M | $10.8M | $-21.1k | 8.00% | 3,508 | 2927 |
| 2018Q2 | $28.8M | $26.2M | $11.0M | $-49.8k | 7.96% | 3,919 | 2959 |
| 2018Q1 | $28.1M | $25.6M | $10.9M | $-30.2k | 8.24% | 4,033 | 3009 |
| 2017Q4 | $27.7M | $25.2M | $10.4M | $15.3k | 8.44% | 3,995 | 3000 |
| 2017Q3 | $28.4M | $25.8M | $10.5M | $51.2k | 8.38% | 4,094 | 2993 |
| 2017Q2 | $29.4M | $26.9M | $10.3M | $35.8k | 8.03% | 4,035 | 2967 |
| 2017Q1 | $28.8M | $26.2M | $10.1M | $21.6k | 8.16% | 3,990 | 2997 |
| 2016Q4 | $26.0M | $23.5M | $10.0M | $124.3k | 8.93% | 3,924 | 3105 |
| 2016Q3 | $26.0M | $23.4M | $10.1M | $96.3k | 8.78% | 3,818 | 3107 |
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