credit union · NCUA 95052 · CA
How big is SOUTH BAY?
SOUTH BAY (CA, NCUA charter 95052) reported total assets of $160.6M, 9,984 members and a net worth ratio of 9.41% in its Call Report for 2026Q2. That ranks 1456 of 4,299 federally insured credit unions by assets, 697 of 1,061 among credit unions with $100m-$500m in assets, 134 of 239 credit unions in california.
What stands out
SOUTH BAY (CA, NCUA charter 95052) reported total assets of $160.6M, 9,984 members and a net worth ratio of 9.41% in its Call Report for 2026Q2. That ranks 1456 of 4,299 federally insured credit unions by assets, 697 of 1,061 among credit unions with $100m-$500m in assets, 134 of 239 credit unions in california. Against its size class: net worth ratio 9.41%, below the peer median of 11.65%; loan-to-share ratio 85.65%, above the peer median of 73.15%; return on assets 0.10%, below the peer median of 0.74%. At 9.41% its net worth ratio is above the 7% NCUA threshold, which puts it in the "well capitalised" band of prompt corrective action; the regulator applies further tests, this page does not.
Key figures, 2026Q2
As filed with the NCUA; ratios computed by FACTANKER. Peer medians are percentile_cont over the group in the same quarter.
| Measure | 2026Q2 | Median, size class | Median, state | Median, all | Evidence |
|---|---|---|---|---|---|
| Total assets | $160.6M | $198.1M | $205.9M | $68.3M | record → |
| Shares and deposits | $144.1M | $172.3M | $179.4M | $58.3M | record → |
| Loans outstanding | $123.5M | $125.2M | $125.6M | $34.4M | record → |
| Net income (year to date) | $84.1k | $766.3k | $432.9k | $222.2k | record → |
| Net worth | $14.9M | $24.5M | $25.9M | $9.0M | record → |
| Net worth ratio | 9.41% | 11.65% | 11.30% | 12.65% | record → |
| Loan-to-share ratio | 85.65% | 73.15% | 72.15% | 68.70% | computed |
| Return on assets | 0.10% | 0.74% | 0.56% | 0.71% | computed |
| Members | 9,984 | 13,230 | 11,423 | 4,818 | record → |
Quarter by quarter
45 Call Reports on record, 2015Q2–2026Q2; the 40 most recent shown.
| Quarter | Total assets | Shares | Loans | Net income YTD | Net worth ratio | Members | Rank |
|---|---|---|---|---|---|---|---|
| 2026Q2 | $160.6M | $144.1M | $123.5M | $84.1k | 9.41% | 9,984 | 1456 |
| 2026Q1 | $164.3M | $146.2M | $120.7M | $53.1k | 9.54% | 9,930 | 1433 |
| 2025Q4 | $156.8M | $140.8M | $122.9M | $707.9k | 9.64% | 9,898 | 1462 |
| 2025Q3 | $153.1M | $137.2M | $121.9M | $364.9k | 9.55% | 9,788 | 1481 |
| 2025Q2 | $150.6M | $134.0M | $119.4M | $210.2k | 9.54% | 9,686 | 1492 |
| 2025Q1 | $156.1M | $134.1M | $120.6M | $128.0k | 9.18% | 9,621 | 1465 |
| 2024Q4 | $158.0M | $131.6M | $122.3M | $-879.0k | 8.95% | 9,744 | 1447 |
| 2024Q3 | $157.8M | $131.5M | $122.6M | $-364.6k | 9.29% | 9,718 | 1438 |
| 2024Q2 | $160.5M | $135.9M | $122.0M | $53.6k | 9.49% | 9,589 | 1431 |
| 2024Q1 | $162.1M | $134.0M | $121.4M | $38.1k | 9.58% | 9,485 | 1430 |
| 2023Q4 | $156.7M | $135.1M | $119.7M | $341.3k | 9.72% | 9,434 | 1439 |
| 2023Q3 | $156.5M | $137.8M | $115.7M | $292.1k | 9.89% | 9,454 | 1440 |
| 2023Q2 | $153.4M | $133.8M | $113.5M | $185.9k | 9.98% | 9,291 | 1455 |
| 2023Q1 | $151.5M | $131.2M | $108.3M | $113.2k | 10.10% | 9,248 | 1480 |
| 2022Q4 | $144.5M | $126.0M | $105.8M | $487.0k | 10.16% | 9,277 | 1517 |
| 2022Q3 | $146.4M | $132.2M | $97.6M | $352.4k | 10.12% | 9,200 | 1507 |
| 2022Q2 | $143.4M | $129.3M | $87.9M | $268.4k | 10.22% | 9,043 | 1527 |
| 2022Q1 | $145.2M | $129.5M | $86.0M | $114.6k | 10.27% | 8,890 | 1517 |
| 2021Q4 | $140.1M | $125.6M | $86.0M | $668.5k | 10.47% | 8,904 | 1532 |
| 2021Q3 | $137.8M | $123.3M | $87.4M | $576.1k | 10.67% | 8,886 | 1539 |
| 2021Q2 | $134.3M | $119.8M | $83.4M | $370.5k | 10.55% | 8,740 | 1551 |
| 2021Q1 | $130.3M | $116.2M | $81.6M | $221.0k | 10.92% | 8,632 | 1572 |
| 2020Q4 | $126.2M | $112.6M | $80.7M | $1.0M | 11.11% | 8,664 | 1552 |
| 2020Q3 | $124.0M | $110.5M | $84.9M | $689.5k | 11.32% | 8,625 | 1550 |
| 2020Q2 | $122.9M | $109.7M | $86.8M | $406.3k | 11.43% | 8,563 | 1542 |
| 2020Q1 | $113.8M | $100.9M | $88.4M | $165.2k | 11.14% | 8,545 | 1554 |
| 2019Q4 | $106.1M | $92.9M | $87.7M | $589.6k | 11.80% | 8,350 | 1587 |
| 2019Q3 | $113.4M | $100.7M | $86.4M | $454.4k | 10.92% | 8,079 | 1530 |
| 2019Q2 | $109.9M | $92.8M | $88.8M | $268.8k | 11.10% | 8,050 | 1558 |
| 2019Q1 | $109.2M | $90.0M | $87.8M | $94.3k | 11.01% | 7,935 | 1562 |
| 2018Q4 | $112.5M | $85.7M | $88.7M | $569.7k | 10.61% | 7,843 | 1508 |
| 2018Q3 | $102.9M | $86.0M | $86.3M | $361.4k | 11.40% | 7,740 | 1583 |
| 2018Q2 | $104.6M | $91.5M | $83.2M | $227.2k | 11.08% | 7,720 | 1582 |
| 2018Q1 | $101.8M | $89.5M | $81.9M | $101.7k | 11.26% | 7,476 | 1597 |
| 2017Q4 | $101.9M | $86.4M | $79.8M | $675.0k | 11.15% | 7,349 | 1577 |
| 2017Q3 | $98.4M | $84.2M | $76.0M | $510.2k | 11.38% | 7,323 | 1611 |
| 2017Q2 | $96.3M | $84.9M | $70.5M | $410.3k | 11.89% | 7,333 | 1638 |
| 2017Q1 | $95.5M | $84.7M | $70.6M | $149.3k | 11.85% | 7,342 | 1649 |
| 2016Q4 | $90.4M | $79.8M | $70.9M | $920.9k | 11.82% | 7,294 | 1676 |
| 2016Q3 | $91.3M | $80.5M | $70.5M | $713.1k | 11.48% | 7,337 | 1665 |
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