credit union · NCUA 9413 · WV
How big is MERCER COUNTY W VA TEACHERS?
MERCER COUNTY W VA TEACHERS (WV, NCUA charter 9413) reported total assets of $28.3M, 2,401 members and a net worth ratio of 9.35% in its Call Report for 2026Q2. That ranks 2878 of 4,299 federally insured credit unions by assets, 485 of 1,135 among credit unions with $10m-$50m in assets, 37 of 74 credit unions in west virginia.
What stands out
MERCER COUNTY W VA TEACHERS (WV, NCUA charter 9413) reported total assets of $28.3M, 2,401 members and a net worth ratio of 9.35% in its Call Report for 2026Q2. That ranks 2878 of 4,299 federally insured credit unions by assets, 485 of 1,135 among credit unions with $10m-$50m in assets, 37 of 74 credit unions in west virginia. Against its size class: net worth ratio 9.35%, below the peer median of 13.88%; loan-to-share ratio 71.47%, above the peer median of 57.77%; return on assets 1.18%, above the peer median of 0.70%. At 9.35% its net worth ratio is above the 7% NCUA threshold, which puts it in the "well capitalised" band of prompt corrective action; the regulator applies further tests, this page does not.
Key figures, 2026Q2
As filed with the NCUA; ratios computed by FACTANKER. Peer medians are percentile_cont over the group in the same quarter.
| Measure | 2026Q2 | Median, size class | Median, state | Median, all | Evidence |
|---|---|---|---|---|---|
| Total assets | $28.3M | $25.2M | $27.6M | $68.3M | record → |
| Shares and deposits | $25.6M | $21.4M | $23.8M | $58.3M | record → |
| Loans outstanding | $18.3M | $11.2M | $10.4M | $34.4M | record → |
| Net income (year to date) | $166.3k | $82.1k | $117.1k | $222.2k | record → |
| Net worth | $2.6M | $3.4M | $3.5M | $9.0M | record → |
| Net worth ratio | 9.35% | 13.88% | 13.43% | 12.65% | record → |
| Loan-to-share ratio | 71.47% | 57.77% | 60.24% | 68.70% | computed |
| Return on assets | 1.18% | 0.70% | 0.84% | 0.71% | computed |
| Members | 2,401 | 2,092 | 2,096 | 4,818 | record → |
Quarter by quarter
45 Call Reports on record, 2015Q2–2026Q2; the 40 most recent shown.
| Quarter | Total assets | Shares | Loans | Net income YTD | Net worth ratio | Members | Rank |
|---|---|---|---|---|---|---|---|
| 2026Q2 | $28.3M | $25.6M | $18.3M | $166.3k | 9.35% | 2,401 | 2878 |
| 2026Q1 | $28.0M | $25.3M | $18.6M | $76.6k | 9.13% | 2,429 | 2906 |
| 2025Q4 | $27.9M | $25.3M | $18.5M | $230.9k | 8.88% | 2,528 | 2914 |
| 2025Q3 | $26.5M | $24.0M | $18.2M | $216.2k | 9.33% | 2,501 | 2964 |
| 2025Q2 | $26.0M | $23.5M | $18.2M | $138.7k | 9.24% | 2,480 | 3002 |
| 2025Q1 | $25.3M | $22.9M | $18.0M | $64.4k | 9.20% | 2,487 | 3040 |
| 2024Q4 | $24.8M | $22.5M | $18.1M | $238.8k | 9.12% | 2,464 | 3061 |
| 2024Q3 | $24.4M | $22.1M | $18.4M | $172.4k | 9.29% | 2,475 | 3090 |
| 2024Q2 | $23.2M | $21.0M | $18.6M | $150.1k | 9.41% | 2,453 | 3142 |
| 2024Q1 | $23.1M | $20.9M | $18.7M | $70.0k | 9.11% | 2,422 | 3173 |
| 2023Q4 | $22.1M | $20.0M | $18.6M | $308.8k | 9.22% | 2,457 | 3218 |
| 2023Q3 | $22.4M | $20.3M | $18.6M | $284.0k | 9.06% | 2,457 | 3227 |
| 2023Q2 | $21.1M | $19.2M | $18.3M | $162.9k | 9.01% | 2,420 | 3299 |
| 2023Q1 | $19.6M | $17.8M | $17.2M | $69.0k | 9.23% | 2,392 | 3373 |
| 2022Q4 | $18.9M | $17.2M | $15.9M | $233.5k | 8.96% | 2,346 | 3413 |
| 2022Q3 | $18.4M | $16.7M | $15.1M | $184.9k | 8.94% | 2,323 | 3467 |
| 2022Q2 | $17.2M | $15.6M | $14.3M | $102.2k | 9.08% | 2,281 | 3531 |
| 2022Q1 | $17.1M | $15.6M | $13.1M | $41.3k | 8.78% | 2,269 | 3563 |
| 2021Q4 | $16.1M | $14.5M | $12.5M | $132.1k | 9.11% | 2,225 | 3613 |
| 2021Q3 | $15.6M | $14.1M | $12.0M | $124.2k | 9.32% | 2,206 | 3650 |
| 2021Q2 | $15.7M | $14.2M | $11.3M | $71.6k | 8.95% | 2,179 | 3658 |
| 2021Q1 | $14.9M | $13.6M | $11.1M | $38.9k | 9.16% | 2,156 | 3722 |
| 2020Q4 | $14.0M | $12.6M | $11.0M | $84.1k | 9.52% | 2,085 | 3742 |
| 2020Q3 | $13.5M | $12.1M | $10.9M | $86.4k | 9.86% | 2,056 | 3765 |
| 2020Q2 | $13.4M | $12.1M | $10.7M | $58.2k | 9.73% | 1,995 | 3771 |
| 2020Q1 | $12.4M | $11.2M | $10.2M | $27.3k | 10.23% | 1,983 | 3802 |
| 2019Q4 | $12.1M | $10.8M | $10.1M | $120.5k | 10.34% | 1,895 | 3829 |
| 2019Q3 | $11.8M | $10.5M | $9.8M | $132.8k | 10.69% | 1,907 | 3866 |
| 2019Q2 | $11.7M | $10.5M | $9.7M | $89.8k | 10.39% | 1,928 | 3889 |
| 2019Q1 | $11.6M | $10.4M | $9.2M | $49.7k | 10.13% | 1,900 | 3911 |
| 2018Q4 | $10.3M | $9.1M | $8.8M | $122.0k | 10.94% | 1,890 | 4020 |
| 2018Q3 | $10.2M | $9.0M | $8.7M | $116.1k | 10.98% | 1,888 | 4060 |
| 2018Q2 | $10.1M | $9.0M | $8.3M | $81.6k | 10.75% | 1,887 | 4096 |
| 2018Q1 | $10.0M | $8.9M | $8.0M | $46.9k | 10.50% | 1,877 | 4137 |
| 2017Q4 | $9.0M | $8.0M | $7.9M | $141.0k | 11.11% | 1,875 | 4242 |
| 2017Q3 | $8.6M | $7.6M | $7.6M | $113.5k | 11.38% | 1,852 | 4338 |
| 2017Q2 | $8.6M | $7.7M | $7.7M | $84.5k | 10.94% | 1,744 | 4364 |
| 2017Q1 | $8.7M | $7.8M | $7.3M | $45.4k | 10.44% | 1,705 | 4379 |
| 2016Q4 | $8.0M | $7.2M | $6.6M | $101.0k | 10.70% | 1,680 | 4451 |
| 2016Q3 | $7.9M | $7.0M | $6.3M | $91.2k | 10.75% | 1,672 | 4493 |
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