credit union · NCUA 9260 · KY
How big is L & N?
L & N (KY, NCUA charter 9260) reported total assets of $2.6B, 122,957 members and a net worth ratio of 10.55% in its Call Report for 2026Q2. That ranks 198 of 4,299 federally insured credit unions by assets, 173 of 454 among credit unions with $1b-$10b in assets, 3 of 51 credit unions in kentucky.
What stands out
L & N (KY, NCUA charter 9260) reported total assets of $2.6B, 122,957 members and a net worth ratio of 10.55% in its Call Report for 2026Q2. That ranks 198 of 4,299 federally insured credit unions by assets, 173 of 454 among credit unions with $1b-$10b in assets, 3 of 51 credit unions in kentucky. Against its size class: net worth ratio 10.55%, below the peer median of 10.89%; loan-to-share ratio 91.70%, above the peer median of 88.03%; return on assets 1.11%, above the peer median of 0.80%. At 10.55% its net worth ratio is above the 7% NCUA threshold, which puts it in the "well capitalised" band of prompt corrective action; the regulator applies further tests, this page does not.
Key figures, 2026Q2
As filed with the NCUA; ratios computed by FACTANKER. Peer medians are percentile_cont over the group in the same quarter.
| Measure | 2026Q2 | Median, size class | Median, state | Median, all | Evidence |
|---|---|---|---|---|---|
| Total assets | $2.6B | $2.1B | $56.1M | $68.3M | record → |
| Shares and deposits | $2.3B | $1.8B | $46.3M | $58.3M | record → |
| Loans outstanding | $2.1B | $1.5B | $22.8M | $34.4M | record → |
| Net income (year to date) | $14.7M | $8.3M | $184.8k | $222.2k | record → |
| Net worth | $279.4M | $244.6M | $8.2M | $9.0M | record → |
| Net worth ratio | 10.55% | 10.89% | 12.98% | 12.65% | record → |
| Loan-to-share ratio | 91.70% | 88.03% | 66.54% | 68.70% | computed |
| Return on assets | 1.11% | 0.80% | 0.64% | 0.71% | computed |
| Members | 122,957 | 115,183 | 4,475 | 4,818 | record → |
Quarter by quarter
45 Call Reports on record, 2015Q2–2026Q2; the 40 most recent shown.
| Quarter | Total assets | Shares | Loans | Net income YTD | Net worth ratio | Members | Rank |
|---|---|---|---|---|---|---|---|
| 2026Q2 | $2.6B | $2.3B | $2.1B | $14.7M | 10.55% | 122,957 | 198 |
| 2026Q1 | $2.6B | $2.2B | $2.0B | $7.2M | 10.53% | 121,597 | 205 |
| 2025Q4 | $2.5B | $2.1B | $2.0B | $23.7M | 10.73% | 120,488 | 213 |
| 2025Q3 | $2.4B | $2.1B | $1.9B | $17.2M | 10.65% | 119,731 | 214 |
| 2025Q2 | $2.4B | $2.1B | $1.8B | $10.4M | 10.45% | 118,703 | 210 |
| 2025Q1 | $2.4B | $2.0B | $1.8B | $4.8M | 10.44% | 117,650 | 214 |
| 2024Q4 | $2.3B | $1.9B | $1.8B | $14.8M | 10.66% | 116,727 | 219 |
| 2024Q3 | $2.2B | $1.9B | $1.7B | $10.4M | 10.62% | 115,921 | 221 |
| 2024Q2 | $2.2B | $1.9B | $1.7B | $5.9M | 10.65% | 115,020 | 224 |
| 2024Q1 | $2.2B | $1.8B | $1.6B | $2.8M | 10.62% | 114,073 | 229 |
| 2023Q4 | $2.1B | $1.8B | $1.6B | $13.5M | 10.88% | 113,063 | 232 |
| 2023Q3 | $2.1B | $1.8B | $1.6B | $11.8M | 10.81% | 112,573 | 228 |
| 2023Q2 | $2.0B | $1.7B | $1.5B | $8.5M | 10.82% | 111,534 | 234 |
| 2023Q1 | $2.0B | $1.7B | $1.4B | $4.4M | 10.76% | 110,556 | 240 |
| 2022Q4 | $1.9B | $1.6B | $1.4B | $22.9M | 11.05% | 109,113 | 245 |
| 2022Q3 | $1.9B | $1.7B | $1.3B | $17.4M | 10.73% | 108,382 | 242 |
| 2022Q2 | $1.9B | $1.7B | $1.3B | $10.8M | 10.38% | 107,252 | 237 |
| 2022Q1 | $1.9B | $1.6B | $1.2B | $4.7M | 10.11% | 106,109 | 234 |
| 2021Q4 | $1.8B | $1.6B | $1.2B | $17.7M | 10.31% | 104,917 | 235 |
| 2021Q3 | $1.8B | $1.6B | $1.2B | $12.8M | 10.11% | 104,006 | 234 |
| 2021Q2 | $1.8B | $1.5B | $1.2B | $8.1M | 10.03% | 102,791 | 231 |
| 2021Q1 | $1.8B | $1.5B | $1.1B | $3.9M | 9.92% | 100,963 | 230 |
| 2020Q4 | $1.7B | $1.4B | $1.1B | $16.1M | 10.38% | 99,095 | 234 |
| 2020Q3 | $1.6B | $1.4B | $1.1B | $12.8M | 10.46% | 98,044 | 234 |
| 2020Q2 | $1.6B | $1.3B | $1.1B | $5.7M | 10.21% | 96,391 | 233 |
| 2020Q1 | $1.5B | $1.2B | $1.0B | $3.1M | 10.89% | 94,983 | 232 |
| 2019Q4 | $1.4B | $1.1B | $989.0M | $14.7M | 11.42% | 93,496 | 241 |
| 2019Q3 | $1.3B | $1.1B | $964.1M | $13.9M | 11.58% | 92,454 | 240 |
| 2019Q2 | $1.3B | $1.1B | $934.2M | $9.0M | 11.26% | 91,576 | 237 |
| 2019Q1 | $1.3B | $1.1B | $932.6M | $3.9M | 11.00% | 90,513 | 235 |
| 2018Q4 | $1.2B | $1.1B | $917.1M | $16.4M | 11.43% | 89,476 | 243 |
| 2018Q3 | $1.2B | $1.1B | $904.2M | $12.7M | 11.12% | 88,713 | 241 |
| 2018Q2 | $1.2B | $1.1B | $871.9M | $7.4M | 11.00% | 87,534 | 247 |
| 2018Q1 | $1.2B | $1.1B | $857.6M | $3.4M | 10.71% | 86,420 | 246 |
| 2017Q4 | $1.1B | $1.0B | $836.1M | $12.0M | 10.86% | 85,211 | 254 |
| 2017Q3 | $1.1B | $1.0B | $812.7M | $9.5M | 10.68% | 84,329 | 250 |
| 2017Q2 | $1.1B | $1.0B | $790.4M | $6.0M | 10.49% | 83,145 | 250 |
| 2017Q1 | $1.1B | $994.6M | $770.5M | $2.8M | 10.30% | 81,977 | 253 |
| 2016Q4 | $1.1B | $948.0M | $744.1M | $10.0M | 10.52% | 80,777 | 257 |
| 2016Q3 | $1.1B | $934.5M | $712.7M | $7.9M | 10.46% | 80,000 | 257 |
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