credit union · NCUA 926 · TX
How big is RIVER CITY?
RIVER CITY (TX, NCUA charter 926) reported total assets of $147.8M, 11,651 members and a net worth ratio of 11.17% in its Call Report for 2026Q2. That ranks 1510 of 4,299 federally insured credit unions by assets, 751 of 1,061 among credit unions with $100m-$500m in assets, 121 of 380 credit unions in texas.
What stands out
RIVER CITY (TX, NCUA charter 926) reported total assets of $147.8M, 11,651 members and a net worth ratio of 11.17% in its Call Report for 2026Q2. That ranks 1510 of 4,299 federally insured credit unions by assets, 751 of 1,061 among credit unions with $100m-$500m in assets, 121 of 380 credit unions in texas. Against its size class: net worth ratio 11.17%, below the peer median of 11.65%; loan-to-share ratio 91.38%, above the peer median of 73.15%; return on assets -1.51%, below the peer median of 0.74%. At 11.17% its net worth ratio is above the 7% NCUA threshold, which puts it in the "well capitalised" band of prompt corrective action; the regulator applies further tests, this page does not.
Key figures, 2026Q2
As filed with the NCUA; ratios computed by FACTANKER. Peer medians are percentile_cont over the group in the same quarter.
| Measure | 2026Q2 | Median, size class | Median, state | Median, all | Evidence |
|---|---|---|---|---|---|
| Total assets | $147.8M | $198.1M | $49.9M | $68.3M | record → |
| Shares and deposits | $124.6M | $172.3M | $40.8M | $58.3M | record → |
| Loans outstanding | $113.8M | $125.2M | $24.4M | $34.4M | record → |
| Net income (year to date) | $-1.1M | $766.3k | $141.6k | $222.2k | record → |
| Net worth | $16.5M | $24.5M | $7.4M | $9.0M | record → |
| Net worth ratio | 11.17% | 11.65% | 13.62% | 12.65% | record → |
| Loan-to-share ratio | 91.38% | 73.15% | 70.24% | 68.70% | computed |
| Return on assets | -1.51% | 0.74% | 0.59% | 0.71% | computed |
| Members | 11,651 | 13,230 | 4,156 | 4,818 | record → |
Quarter by quarter
45 Call Reports on record, 2015Q2–2026Q2; the 40 most recent shown.
| Quarter | Total assets | Shares | Loans | Net income YTD | Net worth ratio | Members | Rank |
|---|---|---|---|---|---|---|---|
| 2026Q2 | $147.8M | $124.6M | $113.8M | $-1.1M | 11.17% | 11,651 | 1510 |
| 2026Q1 | $153.4M | $129.9M | $117.7M | $-729.4k | 11.02% | 11,716 | 1481 |
| 2025Q4 | $154.8M | $129.1M | $115.7M | $-4.6M | 11.39% | 11,713 | 1471 |
| 2025Q3 | $147.8M | $125.4M | $109.8M | $-3.0M | 13.12% | 13,136 | 1499 |
| 2025Q2 | $151.5M | $127.3M | $108.9M | $-1.6M | 13.73% | 13,476 | 1488 |
| 2025Q1 | $151.7M | $127.8M | $106.9M | $-1.0M | 14.07% | 13,773 | 1493 |
| 2024Q4 | $151.0M | $123.0M | $107.4M | $-1.8M | 15.00% | 14,083 | 1484 |
| 2024Q3 | $150.7M | $121.2M | $108.9M | $-1.2M | 15.65% | 14,476 | 1481 |
| 2024Q2 | $152.0M | $121.5M | $109.5M | $-810.7k | 15.78% | 15,184 | 1475 |
| 2024Q1 | $148.5M | $118.3M | $111.1M | $-506.7k | 15.97% | 14,955 | 1501 |
| 2023Q4 | $145.3M | $112.6M | $112.8M | $-943.5k | 16.67% | 14,576 | 1503 |
| 2023Q3 | $145.1M | $114.6M | $108.9M | $-606.5k | 17.57% | 14,244 | 1502 |
| 2023Q2 | $150.3M | $120.0M | $108.5M | $-445.5k | 17.07% | 13,876 | 1472 |
| 2023Q1 | $146.5M | $119.0M | $111.2M | $18.8k | 17.84% | 13,693 | 1510 |
| 2022Q4 | $149.4M | $119.8M | $114.3M | $877.9k | 18.26% | 13,631 | 1484 |
| 2022Q3 | $138.4M | $121.3M | $110.2M | $777.1k | 9.23% | 13,488 | 1551 |
| 2022Q2 | $132.5M | $119.0M | $102.4M | $560.8k | 9.48% | 13,294 | 1595 |
| 2022Q1 | $134.6M | $119.5M | $94.9M | $190.3k | 9.06% | 13,209 | 1583 |
| 2021Q4 | $128.7M | $113.3M | $90.3M | $3.6M | 9.71% | 13,020 | 1601 |
| 2021Q3 | $130.7M | $114.8M | $88.7M | $3.5M | 9.45% | 12,913 | 1583 |
| 2021Q2 | $132.3M | $117.6M | $98.2M | $1.8M | 8.09% | 12,763 | 1562 |
| 2021Q1 | $129.5M | $118.1M | $96.0M | $247.0k | 7.05% | 12,171 | 1576 |
| 2020Q4 | $114.7M | $105.1M | $92.0M | $1.0M | 7.75% | 11,896 | 1624 |
| 2020Q3 | $116.6M | $107.3M | $101.4M | $732.7k | 6.93% | 11,873 | 1595 |
| 2020Q2 | $119.1M | $109.6M | $100.9M | $568.1k | 6.65% | 11,718 | 1574 |
| 2020Q1 | $109.1M | $101.0M | $93.9M | $-21.3k | 6.72% | 11,451 | 1587 |
| 2019Q4 | $104.7M | $96.4M | $93.3M | $329.4k | 7.02% | 11,458 | 1601 |
| 2019Q3 | $106.2M | $97.9M | $94.2M | $360.5k | 6.95% | 11,404 | 1580 |
| 2019Q2 | $109.1M | $100.4M | $94.3M | $253.0k | 6.67% | 11,448 | 1563 |
| 2019Q1 | $108.8M | $100.0M | $94.9M | $76.2k | 6.52% | 11,457 | 1566 |
| 2018Q4 | $108.6M | $97.9M | $98.1M | $-110.0k | 6.47% | 11,568 | 1547 |
| 2018Q3 | $108.7M | $100.3M | $96.1M | $-96.2k | 6.47% | 11,675 | 1546 |
| 2018Q2 | $111.1M | $102.8M | $96.9M | $6.6k | 6.43% | 11,083 | 1534 |
| 2018Q1 | $110.6M | $102.3M | $95.0M | $93.8k | 6.53% | 12,071 | 1535 |
| 2017Q4 | $111.5M | $102.1M | $100.3M | $-346.9k | 6.40% | 12,774 | 1497 |
| 2017Q3 | $116.3M | $105.5M | $103.0M | $-264.6k | 6.20% | 12,940 | 1457 |
| 2017Q2 | $117.2M | $109.2M | $98.6M | $-256.3k | 6.16% | 13,134 | 1455 |
| 2017Q1 | $119.2M | $110.8M | $101.3M | $-157.1k | 6.14% | 13,347 | 1439 |
| 2016Q4 | $116.9M | $108.1M | $101.3M | $-564.0k | 6.40% | 13,380 | 1429 |
| 2016Q3 | $117.6M | $108.4M | $100.9M | $-239.7k | 6.64% | 13,409 | 1417 |
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